SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

~~August~~October 2114, 2025

Date of Report (Date of earliest event reported)

UNITY BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter)

New Jersey

(State or Other Jurisdiction of Incorporation)


1-12431	22-3282551
(Commission File Number)	(IRS Employer Identification No.)

64 Old Highway 22

Clinton, NJ 08809

(Address of Principal Executive Office)

(908) 730-7630

(Registrant’s Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common stock	UNTY	NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 82.0102 ~~Other~~Results ~~Events~~of Operation and Financial Condition

The Registrant issued a press release on ~~August~~October 2114, 2025, announcing ~~the~~results ~~declaration~~for ofthe athree ~~cash~~months ~~dividend~~and ofnine ~~$0.15~~months ~~per~~ended ~~common share payable on~~ September 19 30, 2025, tothe ~~shareholders of record as of September 5, 2025. The~~ full text of ~~the~~which ~~press release~~ is ~~filed as Exhibit 99.1 with this current report on Form 8-K and is hereby~~ incorporated by reference ~~in response~~ to this ~~item~~Item.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits



Exhibit 99.1	Press release issued by the Registrant on August 21, 2025
Exhibit 104	104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

Exhibit 99.1

Press release issued by the Registrant on October 14, 2025.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.


October 13, 2023
	UNITY BANCORP, INC.
	(Registrant)

Date: August 21, 2025
Date: October 14, 2025
	By:	/s/ George Boyan
		George Boyan
		~~EVP~~Executive Vice President and Chief Financial Officer

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