8-K 1 ba848416-8k.txt CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 28, 2005 (Date of earliest event reported) Banc of America Mortgage Securities, Inc. -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) Delaware 333-118843 36-4514369 ------------------------------------------------------------------------------ (State or other jurisdiction (Commission File No.) (IRS Employer Identifi- of incorporation) cation No.) 201 North Tryon Street, Charlotte, North Carolina 28255 -------------------------------------------------------------------------------- Address of principal executive offices (Zip Code) Registrant's telephone number, including area code (704) 387-8239 ------------------------------ -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ITEM 8.01. Other Events ------------ On June 28, 2005, Banc of America Mortgage Securities, Inc., a Delaware corporation (the "Registrant"), sold Banc of America Alternative Loan Trust 2005-6 Mortgage Pass-Through Certificates, Series 2005-6, Class CB-1, Class CB-2, Class CB-3, Class CB-4, Class CB-5, Class CB-6, Class CB-7, Class CB-8, Class CB-9, Class CB-10, Class CB-R, Class 2-CB-1, Class 2-CB-2, Class 2-CB-3, Class 3-CB-1, Class 4-CB-1, Class CB-IO, Class 5-A-1, Class 5-A-2, Class 5-A-3, Class 5-A-4, Class 5-A-5, Class 5-A-6, Class 5-IO, Class 6-A-1, Class 7-A-1, Class 15-IO, Class A-PO, Class B-1, Class B-2 and Class B-3 (the "Offered Certificates"), having an aggregate original principal balance of $710,048,964.00. The Offered Certificates were issued pursuant to a Pooling and Servicing Agreement, dated June 28, 2005, among the Registrant, Bank of America, N.A., as servicer ("BANA"), and Wells Fargo Bank, N.A., as trustee (the "Agreement"), a copy of which is filed as an exhibit hereto. Mortgage Pass-Through Certificates, Series 2005-6, Class B-4, Class B-5 and Class B-6 Certificates, having an aggregate initial principal balance of $7,172,916.00 (the "Private Certificates" and, together with the Offered Certificates, the "Certificates"), were also issued pursuant to the Agreement. As of the date of initial issuance, the Offered Certificates evidenced an approximate 99.00% undivided interest in a trust (the "Trust"), consisting principally of a pool of fixed interest rate, conventional, monthly pay, fully-amortizing, one- to four-family residential first mortgage loans. The remaining undivided interests in the Trust are evidenced by the Private Certificates distributions on which are subordinated to distributions on the Offered Certificates. Interest on the Offered Certificates will be distributed on each Distribution Date (as defined in the Agreement). Monthly distributions in reduction of the principal balance of the Offered Certificates will be allocated to the Offered Certificates in accordance with the priorities set forth in the Agreement. Distributions of interest and in reduction of principal balance on any Distribution Date will be made to the extent that the related Pool Distribution Amount is sufficient therefor. Elections will be made to treat the Trust as three separate REMICs for federal income tax purposes (the "Lower-Tier REMIC," "Middle-Tier REMIC" and "Upper-Tier REMIC" and each a "REMIC"). The Class CB-1, Class CB-2, Class CB-3, Class CB-4, Class CB-5, Class CB-6, Class CB-7, Class CB-8, Class CB-9, Class CB-10, Class CB-R, Class 2-CB-1, Class 2-CB-2, Class 2-CB-3, Class 3-CB-1, Class 4-CB-1, Class 5-A-1, Class 5-A-2, Class 5-A-3, Class 5-A-4, Class 5-A-5, Class 5-A-6, Class 5-IO, Class 6-A-1, Class 7-A-1, Class A-PO, Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Certificates and each IO Component and each PO Component will be treated as "regular interests" in the Upper-REMIC and the Class CB-R Certificate will be treated as the "residual interest" in the Upper-Tier REMIC, Middle-Tier REMIC and "Lower-Tier REMIC. 2 ITEM 9.01 Financial Statements and Exhibits --------------------------------- (c) Exhibits Item 601(a) of Regulation S-K Exhibit No. Description ---------- ----------- (4) Pooling and Servicing Agreement, dated June 28, 2005, among Banc of America Mortgage Securities, Inc., Bank of America, N.A. and Wells Fargo Bank, N.A., as trustee. 3 Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. June 28, 2005 By: /s/ Judy Lowman ---------------------------- Name: Judy Lowman Title: Vice President 4 INDEX TO EXHIBITS Paper (P) or Exhibit No. Description Electronic (E) ----------- ----------- -------------- (4) Pooling and Servicing Agreement, E dated June 28, 2005 among Banc of America Mortgage Securities, Inc., Bank of America, N.A. and Wells Fargo Bank, N.A., as trustee. 5

Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 6/30/2005 Distribution Date: 7/25/2005 Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-6 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution 1CB1 05948KC98 SEN 5.50000% 17,658,000.00 80,932.50 1CB2 05948KD22 SEN 5.00000% 119,304,000.00 497,100.00 1CB3IO 05948KD30 SEN 4.02000% 0.00 99,917.10 1CB4 05948KD48 SEN 3.42000% 28,558,000.00 81,390.30 1CB5 05948KD55 SEN 3.42000% 1,268,000.00 3,613.80 1CB6IO 05948KD63 SEN 0.06000% 0.00 1,491.30 1CB7 05948KD71 SEN 5.25000% 8,382,000.00 36,671.25 1CB8IO 05948KD89 SEN 5.50000% 0.00 1,746.25 1CB9 05948KD97 SEN 5.50000% 2,023,000.00 9,272.08 1CB10 05948KE22 SEN 5.50000% 1,000,000.00 4,583.33 1CBR 05948KE39 SEN 5.50000% 100.00 0.81 2CB1 05948KE54 SEN 6.00000% 89,780,000.00 448,900.00 2CB2 05948KE62 SEN 6.00000% 38,400,000.00 192,000.00 2CB3 05948KE70 SEN 6.00000% 1,704,000.00 8,520.00 3CB1 05948KE88 SEN 6.00000% 93,431,000.00 467,155.00 4CB1 05948KE96 SEN 6.50000% 15,240,000.00 82,550.00 5A1 05948KF20 SEN 5.50000% 17,971,000.00 82,367.08 5A2 05948KF38 SEN 5.50000% 146,259,000.00 670,353.75 5A3 05948KF46 SEN 5.50000% 5,347,000.00 24,507.08 5A4 05948KF53 SEN 5.50000% 5,347,000.00 24,507.08 5A5 05948KF61 SEN 5.50000% 5,362,000.00 24,575.83 5A6 05948KF79 SEN 5.50000% 1,000,000.00 4,583.33 5IO 05948KF87 SEN 5.50000% 0.00 49,230.84 6A1 05948KF95 SEN 5.00000% 23,684,000.00 98,683.33 7A1 05948KG29 SEN 5.50000% 63,709,000.00 291,999.58 15IO 05948KG37 SEN 5.50000% 0.00 16,266.00 CBIO 05948KE47 SEN 5.50000% 0.00 63,715.42 APO 05948KG45 PO 0.00000% 1,307,864.00 0.00 B1 05948KG52 SUB 5.66798% 13,273,000.00 62,692.56 B2 05948KG60 SUB 5.66798% 5,738,000.00 27,102.38 B3 05948KG78 SUB 5.66798% 4,303,000.00 20,324.43 B4 05948KG86 SUB 5.66798% 2,869,000.00 13,551.19 B5 05948KG94 SUB 5.66798% 1,435,000.00 6,777.96 B6 05948KH28 SUB 5.66798% 2,868,916.00 13,550.79 RL BAA0505RL SEN 0.00000% 0.00 0.00 RM BAA0505RM SEN 0.00000% 0.00 0.00 Totals 717,221,880.00 3,510,632.35

Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses 1CB1 0.00 0.00 17,658,000.00 80,932.50 0.00 1CB2 299,948.13 0.00 119,004,051.87 797,048.13 0.00 1CB3IO 0.00 0.00 0.00 99,917.10 0.00 1CB4 71,799.09 0.00 28,486,200.91 153,189.39 0.00 1CB5 3,187.94 0.00 1,264,812.06 6,801.74 0.00 1CB6IO 0.00 0.00 0.00 1,491.30 0.00 1CB7 0.00 0.00 8,382,000.00 36,671.25 0.00 1CB8IO 0.00 0.00 0.00 1,746.25 0.00 1CB9 0.00 0.00 2,023,000.00 9,272.08 0.00 1CB10 0.00 0.00 1,000,000.00 4,583.33 0.00 1CBR 100.00 0.00 0.00 100.81 0.00 2CB1 1,206,490.65 0.00 88,573,509.35 1,655,390.65 0.00 2CB2 516,030.75 0.00 37,883,969.25 708,030.75 0.00 2CB3 22,898.86 0.00 1,681,101.14 31,418.86 0.00 3CB1 507,246.53 0.00 92,923,753.47 974,401.53 0.00 4CB1 96,059.65 0.00 15,143,940.35 178,609.65 0.00 5A1 0.00 0.00 17,971,000.00 82,367.08 0.00 5A2 1,557,656.91 0.00 144,701,343.09 2,228,010.66 0.00 5A3 0.00 0.00 5,347,000.00 24,507.08 0.00 5A4 0.00 0.00 5,347,000.00 24,507.08 0.00 5A5 0.00 0.00 5,362,000.00 24,575.83 0.00 5A6 0.00 0.00 1,000,000.00 4,583.33 0.00 5IO 0.00 0.00 0.00 49,230.84 0.00 6A1 389,247.07 0.00 23,294,752.93 487,930.40 0.00 7A1 797,917.21 0.00 62,911,082.79 1,089,916.79 0.00 15IO 0.00 0.00 0.00 16,266.00 0.00 CBIO 0.00 0.00 0.00 63,715.42 0.00 APO 2,362.67 0.00 1,305,501.33 2,362.67 0.00 B1 17,375.85 0.00 13,255,624.15 80,068.41 0.00 B2 7,511.69 0.00 5,730,488.31 34,614.07 0.00 B3 5,633.11 0.00 4,297,366.89 25,957.54 0.00 B4 3,755.84 0.00 2,865,244.16 17,307.03 0.00 B5 1,878.58 0.00 1,433,121.42 8,656.54 0.00 B6 3,755.73 0.00 2,865,160.27 17,306.52 0.00 RL 0.00 0.00 0.00 0.00 0.00 RM 0.00 0.00 0.00 0.00 0.00 Totals 5,510,856.26 0.00 711,711,023.74 9,021,488.61 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. This report has been compiled from information provided to Wells Fargo Bank, N.A. by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A. has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1CB1 17,658,000.00 17,658,000.00 0.00 0.00 0.00 0.00 1CB2 119,304,000.00 119,304,000.00 145,910.87 154,037.25 0.00 0.00 1CB3IO 0.00 0.00 0.00 0.00 0.00 0.00 1CB4 28,558,000.00 28,558,000.00 34,926.93 36,872.16 0.00 0.00 1CB5 1,268,000.00 1,268,000.00 1,550.79 1,637.16 0.00 0.00 1CB6IO 0.00 0.00 0.00 0.00 0.00 0.00 1CB7 8,382,000.00 8,382,000.00 0.00 0.00 0.00 0.00 1CB8IO 0.00 0.00 0.00 0.00 0.00 0.00 1CB9 2,023,000.00 2,023,000.00 0.00 0.00 0.00 0.00 1CB10 1,000,000.00 1,000,000.00 0.00 0.00 0.00 0.00 1CBR 100.00 100.00 48.65 51.35 0.00 0.00 2CB1 89,780,000.00 89,780,000.00 82,918.02 1,123,572.63 0.00 0.00 2CB2 38,400,000.00 38,400,000.00 35,465.05 480,565.70 0.00 0.00 2CB3 1,704,000.00 1,704,000.00 1,573.76 21,325.10 0.00 0.00 3CB1 93,431,000.00 93,431,000.00 88,887.68 418,358.84 0.00 0.00 4CB1 15,240,000.00 15,240,000.00 13,556.97 82,502.68 0.00 0.00 5A1 17,971,000.00 17,971,000.00 0.00 0.00 0.00 0.00 5A2 146,259,000.00 146,259,000.00 182,331.92 1,375,324.99 0.00 0.00 5A3 5,347,000.00 5,347,000.00 0.00 0.00 0.00 0.00 5A4 5,347,000.00 5,347,000.00 0.00 0.00 0.00 0.00 5A5 5,362,000.00 5,362,000.00 0.00 0.00 0.00 0.00 5A6 1,000,000.00 1,000,000.00 0.00 0.00 0.00 0.00 5IO 0.00 0.00 0.00 0.00 0.00 0.00 6A1 23,684,000.00 23,684,000.00 87,154.36 302,092.71 0.00 0.00 7A1 63,709,000.00 63,709,000.00 223,039.24 574,877.97 0.00 0.00 15IO 0.00 0.00 0.00 0.00 0.00 0.00 CBIO 0.00 0.00 0.00 0.00 0.00 0.00 APO 1,307,864.00 1,307,864.00 1,794.18 568.49 0.00 0.00 B1 13,273,000.00 13,273,000.00 17,375.85 0.00 0.00 0.00 B2 5,738,000.00 5,738,000.00 7,511.69 0.00 0.00 0.00 B3 4,303,000.00 4,303,000.00 5,633.11 0.00 0.00 0.00 B4 2,869,000.00 2,869,000.00 3,755.84 0.00 0.00 0.00 B5 1,435,000.00 1,435,000.00 1,878.58 0.00 0.00 0.00 B6 2,868,916.00 2,868,916.00 3,755.73 0.00 0.00 0.00 RL 0.00 0.00 0.00 0.00 0.00 0.00 RM 0.00 0.00 0.00 0.00 0.00 0.00 Totals 717,221,880.00 717,221,880.00 939,069.22 4,571,787.03 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1CB1 0.00 17,658,000.00 1.00000000 0.00 1CB2 299,948.13 119,004,051.87 0.99748585 299,948.13 1CB3IO 0.00 0.00 0.00000000 0.00 1CB4 71,799.09 28,486,200.91 0.99748585 71,799.09 1CB5 3,187.94 1,264,812.06 0.99748585 3,187.94 1CB6IO 0.00 0.00 0.00000000 0.00 1CB7 0.00 8,382,000.00 1.00000000 0.00 1CB8IO 0.00 0.00 0.00000000 0.00 1CB9 0.00 2,023,000.00 1.00000000 0.00 1CB10 0.00 1,000,000.00 1.00000000 0.00 1CBR 100.00 0.00 0.00000000 100.00 2CB1 1,206,490.65 88,573,509.35 0.98656170 1,206,490.65 2CB2 516,030.75 37,883,969.25 0.98656170 516,030.75 2CB3 22,898.86 1,681,101.14 0.98656170 22,898.86 3CB1 507,246.53 92,923,753.47 0.99457090 507,246.53 4CB1 96,059.65 15,143,940.35 0.99369687 96,059.65 5A1 0.00 17,971,000.00 1.00000000 0.00 5A2 1,557,656.91 144,701,343.09 0.98935001 1,557,656.91 5A3 0.00 5,347,000.00 1.00000000 0.00 5A4 0.00 5,347,000.00 1.00000000 0.00 5A5 0.00 5,362,000.00 1.00000000 0.00 5A6 0.00 1,000,000.00 1.00000000 0.00 5IO 0.00 0.00 0.00000000 0.00 6A1 389,247.07 23,294,752.93 0.98356498 389,247.07 7A1 797,917.21 62,911,082.79 0.98747560 797,917.21 15IO 0.00 0.00 0.00000000 0.00 CBIO 0.00 0.00 0.00000000 0.00 APO 2,362.67 1,305,501.33 0.99819349 2,362.67 B1 17,375.85 13,255,624.15 0.99869089 17,375.85 B2 7,511.69 5,730,488.31 0.99869089 7,511.69 B3 5,633.11 4,297,366.89 0.99869089 5,633.11 B4 3,755.84 2,865,244.16 0.99869089 3,755.84 B5 1,878.58 1,433,121.42 0.99869089 1,878.58 B6 3,755.73 2,865,160.27 0.99869089 3,755.73 RL 0.00 0.00 0.00000000 0.00 RM 0.00 0.00 0.00000000 0.00 Totals 5,510,856.26 711,711,023.74 0.99231639 5,510,856.26

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1CB1 17,658,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1CB2 119,304,000.00 1000.00000000 1.22301742 1.29113232 0.00000000 1CB3IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1CB4 28,558,000.00 1000.00000000 1.22301737 1.29113243 0.00000000 1CB5 1,268,000.00 1000.00000000 1.22302050 1.29113565 0.00000000 1CB6IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1CB7 8,382,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1CB8IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1CB9 2,023,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1CB10 1,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1CBR 100.00 1000.00000000 486.50000000 513.50000000 0.00000000 2CB1 89,780,000.00 1000.00000000 0.92356895 12.51473190 0.00000000 2CB2 38,400,000.00 1000.00000000 0.92356901 12.51473177 0.00000000 2CB3 1,704,000.00 1000.00000000 0.92356808 12.51473005 0.00000000 3CB1 93,431,000.00 1000.00000000 0.95137246 4.47773052 0.00000000 4CB1 15,240,000.00 1000.00000000 0.88956496 5.41356168 0.00000000 5A1 17,971,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 5A2 146,259,000.00 1000.00000000 1.24663727 9.40335289 0.00000000 5A3 5,347,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 5A4 5,347,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 5A5 5,362,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 5A6 1,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 5IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 6A1 23,684,000.00 1000.00000000 3.67988347 12.75513891 0.00000000 7A1 63,709,000.00 1000.00000000 3.50090631 9.02349699 0.00000000 15IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 CBIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 APO 1,307,864.00 1000.00000000 1.37183989 0.43467058 0.00000000 B1 13,273,000.00 1000.00000000 1.30911248 0.00000000 0.00000000 B2 5,738,000.00 1000.00000000 1.30911293 0.00000000 0.00000000 B3 4,303,000.00 1000.00000000 1.30911225 0.00000000 0.00000000 B4 2,869,000.00 1000.00000000 1.30911119 0.00000000 0.00000000 B5 1,435,000.00 1000.00000000 1.30911498 0.00000000 0.00000000 B6 2,868,916.00 1000.00000000 1.30911118 0.00000000 0.00000000 RL 0.00 0.00000000 0.00000000 0.00000000 0.00000000 RM 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per 1,000 dollar denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1CB1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1CB2 0.00000000 2.51414982 997.48585018 0.99748585 2.51414982 1CB3IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1CB4 0.00000000 2.51414980 997.48585020 0.99748585 2.51414980 1CB5 0.00000000 2.51414826 997.48585174 0.99748585 2.51414826 1CB6IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1CB7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1CB8IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1CB9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1CB10 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1CBR 0.00000000 1,000.00000000 0.00000000 0.00000000 1,000.00000000 2CB1 0.00000000 13.43830085 986.56169915 0.98656170 13.43830085 2CB2 0.00000000 13.43830078 986.56169922 0.98656170 13.43830078 2CB3 0.00000000 13.43829812 986.56170188 0.98656170 13.43829812 3CB1 0.00000000 5.42910308 994.57089692 0.99457090 5.42910308 4CB1 0.00000000 6.30312664 993.69687336 0.99369687 6.30312664 5A1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 5A2 0.00000000 10.64999015 989.35000985 0.98935001 10.64999015 5A3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 5A4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 5A5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 5A6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 5IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 6A1 0.00000000 16.43502238 983.56497762 0.98356498 16.43502238 7A1 0.00000000 12.52440330 987.47559670 0.98747560 12.52440330 15IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 CBIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 APO 0.00000000 1.80651046 998.19348954 0.99819349 1.80651046 B1 0.00000000 1.30911248 998.69088752 0.99869089 1.30911248 B2 0.00000000 1.30911293 998.69088707 0.99869089 1.30911293 B3 0.00000000 1.30911225 998.69088775 0.99869089 1.30911225 B4 0.00000000 1.30911119 998.69088881 0.99869089 1.30911119 B5 0.00000000 1.30911498 998.69088502 0.99869089 1.30911498 B6 0.00000000 1.30911118 998.69088882 0.99869089 1.30911118 RL 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RM 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1CB1 17,658,000.00 5.50000% 17,658,000.00 80,932.50 0.00 0.00 1CB2 119,304,000.00 5.00000% 119,304,000.00 497,100.00 0.00 0.00 1CB3IO 0.00 4.02000% 29,826,000.00 99,917.10 0.00 0.00 1CB4 28,558,000.00 3.42000% 28,558,000.00 81,390.30 0.00 0.00 1CB5 1,268,000.00 3.42000% 1,268,000.00 3,613.80 0.00 0.00 1CB6IO 0.00 0.06000% 29,826,000.00 1,491.30 0.00 0.00 1CB7 8,382,000.00 5.25000% 8,382,000.00 36,671.25 0.00 0.00 1CB8IO 0.00 5.50000% 381,000.00 1,746.25 0.00 0.00 1CB9 2,023,000.00 5.50000% 2,023,000.00 9,272.08 0.00 0.00 1CB10 1,000,000.00 5.50000% 1,000,000.00 4,583.33 0.00 0.00 1CBR 100.00 5.50000% 100.00 0.46 0.00 0.00 2CB1 89,780,000.00 6.00000% 89,780,000.00 448,900.00 0.00 0.00 2CB2 38,400,000.00 6.00000% 38,400,000.00 192,000.00 0.00 0.00 2CB3 1,704,000.00 6.00000% 1,704,000.00 8,520.00 0.00 0.00 3CB1 93,431,000.00 6.00000% 93,431,000.00 467,155.00 0.00 0.00 4CB1 15,240,000.00 6.50000% 15,240,000.00 82,550.00 0.00 0.00 5A1 17,971,000.00 5.50000% 17,971,000.00 82,367.08 0.00 0.00 5A2 146,259,000.00 5.50000% 146,259,000.00 670,353.75 0.00 0.00 5A3 5,347,000.00 5.50000% 5,347,000.00 24,507.08 0.00 0.00 5A4 5,347,000.00 5.50000% 5,347,000.00 24,507.08 0.00 0.00 5A5 5,362,000.00 5.50000% 5,362,000.00 24,575.83 0.00 0.00 5A6 1,000,000.00 5.50000% 1,000,000.00 4,583.33 0.00 0.00 5IO 0.00 5.50000% 10,741,273.54 49,230.84 0.00 0.00 6A1 23,684,000.00 5.00000% 23,684,000.00 98,683.33 0.00 0.00 7A1 63,709,000.00 5.50000% 63,709,000.00 291,999.58 0.00 0.00 15IO 0.00 5.50000% 3,548,944.38 16,266.00 0.00 0.00 CBIO 0.00 5.50000% 13,901,546.36 63,715.42 0.00 0.00 APO 1,307,864.00 0.00000% 1,307,864.00 0.00 0.00 0.00 B1 13,273,000.00 5.66798% 13,273,000.00 62,692.56 0.00 0.00 B2 5,738,000.00 5.66798% 5,738,000.00 27,102.38 0.00 0.00 B3 4,303,000.00 5.66798% 4,303,000.00 20,324.43 0.00 0.00 B4 2,869,000.00 5.66798% 2,869,000.00 13,551.19 0.00 0.00 B5 1,435,000.00 5.66798% 1,435,000.00 6,777.96 0.00 0.00 B6 2,868,916.00 5.66798% 2,868,916.00 13,550.79 0.00 0.00 RL 0.00 0.00000% 0.00 0.00 0.00 0.00 RM 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 717,221,880.00 3,510,632.00 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1CB1 0.00 0.00 80,932.50 0.00 17,658,000.00 1CB2 0.00 0.00 497,100.00 0.00 119,004,051.87 1CB3IO 0.00 0.00 99,917.10 0.00 29,751,012.97 1CB4 0.00 0.00 81,390.30 0.00 28,486,200.91 1CB5 0.00 0.00 3,613.80 0.00 1,264,812.06 1CB6IO 0.00 0.00 1,491.30 0.00 29,751,012.97 1CB7 0.00 0.00 36,671.25 0.00 8,382,000.00 1CB8IO 0.00 0.00 1,746.25 0.00 381,000.00 1CB9 0.00 0.00 9,272.08 0.00 2,023,000.00 1CB10 0.00 0.00 4,583.33 0.00 1,000,000.00 1CBR 0.00 0.00 0.81 0.00 0.00 2CB1 0.00 0.00 448,900.00 0.00 88,573,509.35 2CB2 0.00 0.00 192,000.00 0.00 37,883,969.25 2CB3 0.00 0.00 8,520.00 0.00 1,681,101.14 3CB1 0.00 0.00 467,155.00 0.00 92,923,753.47 4CB1 0.00 0.00 82,550.00 0.00 15,143,940.35 5A1 0.00 0.00 82,367.08 0.00 17,971,000.00 5A2 0.00 0.00 670,353.75 0.00 144,701,343.09 5A3 0.00 0.00 24,507.08 0.00 5,347,000.00 5A4 0.00 0.00 24,507.08 0.00 5,347,000.00 5A5 0.00 0.00 24,575.83 0.00 5,362,000.00 5A6 0.00 0.00 4,583.33 0.00 1,000,000.00 5IO 0.00 0.00 49,230.84 0.00 10,643,537.65 6A1 0.00 0.00 98,683.33 0.00 23,294,752.93 7A1 0.00 0.00 291,999.58 0.00 62,911,082.79 15IO 0.00 0.00 16,266.00 0.00 3,491,282.34 CBIO 0.00 0.00 63,715.42 0.00 13,786,501.35 APO 0.00 0.00 0.00 0.00 1,305,501.33 B1 0.00 0.00 62,692.56 0.00 13,255,624.15 B2 0.00 0.00 27,102.38 0.00 5,730,488.31 B3 0.00 0.00 20,324.43 0.00 4,297,366.89 B4 0.00 0.00 13,551.19 0.00 2,865,244.16 B5 0.00 0.00 6,777.96 0.00 1,433,121.42 B6 0.00 0.00 13,550.79 0.00 2,865,160.27 RL 0.00 0.00 0.00 0.00 0.00 RM 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 3,510,632.35 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1CB1 17,658,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1CB2 119,304,000.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000 1CB3IO 0.00 4.02000% 1000.00000000 3.35000000 0.00000000 0.00000000 1CB4 28,558,000.00 3.42000% 1000.00000000 2.85000000 0.00000000 0.00000000 1CB5 1,268,000.00 3.42000% 1000.00000000 2.85000000 0.00000000 0.00000000 1CB6IO 0.00 0.06000% 1000.00000000 0.05000000 0.00000000 0.00000000 1CB7 8,382,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 1CB8IO 0.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1CB9 2,023,000.00 5.50000% 1000.00000000 4.58333169 0.00000000 0.00000000 1CB10 1,000,000.00 5.50000% 1000.00000000 4.58333000 0.00000000 0.00000000 1CBR 100.00 5.50000% 1000.00000000 4.60000000 0.00000000 0.00000000 2CB1 89,780,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 2CB2 38,400,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 2CB3 1,704,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 3CB1 93,431,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 4CB1 15,240,000.00 6.50000% 1000.00000000 5.41666667 0.00000000 0.00000000 5A1 17,971,000.00 5.50000% 1000.00000000 4.58333315 0.00000000 0.00000000 5A2 146,259,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 5A3 5,347,000.00 5.50000% 1000.00000000 4.58333271 0.00000000 0.00000000 5A4 5,347,000.00 5.50000% 1000.00000000 4.58333271 0.00000000 0.00000000 5A5 5,362,000.00 5.50000% 1000.00000000 4.58333271 0.00000000 0.00000000 5A6 1,000,000.00 5.50000% 1000.00000000 4.58333000 0.00000000 0.00000000 5IO 0.00 5.50000% 1000.00005027 4.58333384 0.00000000 0.00000000 6A1 23,684,000.00 5.00000% 1000.00000000 4.16666653 0.00000000 0.00000000 7A1 63,709,000.00 5.50000% 1000.00000000 4.58333328 0.00000000 0.00000000 15IO 0.00 5.50000% 1000.00010707 4.58333521 0.00000000 0.00000000 CBIO 0.00 5.50000% 1000.00002590 4.58333339 0.00000000 0.00000000 APO 1,307,864.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 B1 13,273,000.00 5.66798% 1000.00000000 4.72331500 0.00000000 0.00000000 B2 5,738,000.00 5.66798% 1000.00000000 4.72331474 0.00000000 0.00000000 B3 4,303,000.00 5.66798% 1000.00000000 4.72331629 0.00000000 0.00000000 B4 2,869,000.00 5.66798% 1000.00000000 4.72331474 0.00000000 0.00000000 B5 1,435,000.00 5.66798% 1000.00000000 4.72331707 0.00000000 0.00000000 B6 2,868,916.00 5.66798% 1000.00000000 4.72331361 0.00000000 0.00000000 RL 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 RM 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All classes are per 1,000 dollar denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1CB1 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1CB2 0.00000000 0.00000000 4.16666667 0.00000000 997.48585018 1CB3IO 0.00000000 0.00000000 3.35000000 0.00000000 997.48585026 1CB4 0.00000000 0.00000000 2.85000000 0.00000000 997.48585020 1CB5 0.00000000 0.00000000 2.85000000 0.00000000 997.48585174 1CB6IO 0.00000000 0.00000000 0.05000000 0.00000000 997.48585026 1CB7 0.00000000 0.00000000 4.37500000 0.00000000 1000.00000000 1CB8IO 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1CB9 0.00000000 0.00000000 4.58333169 0.00000000 1000.00000000 1CB10 0.00000000 0.00000000 4.58333000 0.00000000 1000.00000000 1CBR 0.00000000 0.00000000 8.10000000 0.00000000 0.00000000 2CB1 0.00000000 0.00000000 5.00000000 0.00000000 986.56169915 2CB2 0.00000000 0.00000000 5.00000000 0.00000000 986.56169922 2CB3 0.00000000 0.00000000 5.00000000 0.00000000 986.56170188 3CB1 0.00000000 0.00000000 5.00000000 0.00000000 994.57089692 4CB1 0.00000000 0.00000000 5.41666667 0.00000000 993.69687336 5A1 0.00000000 0.00000000 4.58333315 0.00000000 1000.00000000 5A2 0.00000000 0.00000000 4.58333333 0.00000000 989.35000985 5A3 0.00000000 0.00000000 4.58333271 0.00000000 1000.00000000 5A4 0.00000000 0.00000000 4.58333271 0.00000000 1000.00000000 5A5 0.00000000 0.00000000 4.58333271 0.00000000 1000.00000000 5A6 0.00000000 0.00000000 4.58333000 0.00000000 1000.00000000 5IO 0.00000000 0.00000000 4.58333384 0.00000000 990.90095280 6A1 0.00000000 0.00000000 4.16666653 0.00000000 983.56497762 7A1 0.00000000 0.00000000 4.58333328 0.00000000 987.47559670 15IO 0.00000000 0.00000000 4.58333521 0.00000000 983.75244580 CBIO 0.00000000 0.00000000 4.58333339 0.00000000 991.72432692 APO 0.00000000 0.00000000 0.00000000 0.00000000 998.19348954 B1 0.00000000 0.00000000 4.72331500 0.00000000 998.69088752 B2 0.00000000 0.00000000 4.72331474 0.00000000 998.69088707 B3 0.00000000 0.00000000 4.72331629 0.00000000 998.69088775 B4 0.00000000 0.00000000 4.72331474 0.00000000 998.69088881 B5 0.00000000 0.00000000 4.72331707 0.00000000 998.69088502 B6 0.00000000 0.00000000 4.72331361 0.00000000 998.69088882 RL 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RM 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 1CBIO 5.50000% 0.00 7,001,950.00 0.00 0.00 99.83567347% 2CBIO 5.50000% 0.00 4,728,817.96 0.00 0.00 97.90391755% 3CBIO 5.50000% 0.00 1,993,251.24 0.00 0.00 99.88850981% 4CBIO 5.50000% 0.00 62,482.15 0.00 0.00 99.91548733% 6IO 5.50000% 0.00 875,318.50 0.00 0.00 97.81581335% 7IO 5.50000% 0.00 2,615,963.84 0.00 0.00 98.56386544% 1APO 0.00000% 0.00 0.00 452,555.00 451,959.79 99.86847786% 2APO 0.00000% 0.00 0.00 16,957.00 16,879.09 99.54054373% 3APO 0.00000% 0.00 0.00 20,598.00 20,408.34 99.07923099% 4APO 0.00000% 0.00 0.00 338,892.00 338,533.60 99.89424359% 5APO 0.00000% 0.00 0.00 358,460.00 357,784.00 99.81141550% 6APO 0.00000% 0.00 0.00 112,424.00 111,997.24 99.62040134% 7APO 0.00000% 0.00 0.00 7,978.00 7,939.26 99.51441464%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 9,172,404.06 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 9,172,404.06 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 150,915.45 Payment of Interest and Principal 9,021,488.61 Total Withdrawals (Pool Distribution Amount) 9,172,404.06 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00

SERVICING FEES Gross Servicing Fee 149,421.23 Wells Fargo Bank, N.A. 1,494.22 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 150,915.45

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 6 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 7 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 0.00

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 5 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 6 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 7 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance No Foreclosure loans this period.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No Foreclosure loans this period.

COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 6.126218% Weighted Average Pass-Through Rate 5.873716% Weighted Average Maturity(Stepdown Calculation) 1 Beginning Scheduled Collateral Loan Count 3,947 Number Of Loans Paid In Full 19 Ending Scheduled Collateral Loan Count 3,928 Beginning Scheduled Collateral Balance 717,221,880.00 Ending Scheduled Collateral Balance 711,711,024.42 Ending Actual Collateral Balance at 30-Jun-2005 712,429,246.94 Monthly P&I Constant 4,600,617.08 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 8,835,215.47 Class AP Deferred Amount (0.27) Scheduled Principal 939,069.23 Unscheduled Principal 4,571,787.04

Miscellaneous Reporting Senior % 95.741539%

Group Level Collateral Statement Group 1 2 3 Collateral Description Fixed 15 & 30 Year Fixed 15 & 30 Year Fixed 15 & 30 Year Weighted Average Coupon Rate 5.945907 6.447564 6.363686 Weighted Average Net Rate 5.695906 6.197562 6.113685 Weighted Average Maturity 358 358 359 Beginning Loan Count 1,109 898 615 Loans Paid In Full 1 8 1 Ending Loan Count 1,108 890 614 Beginning Scheduled Balance 186,575,882.10 135,667,586.74 97,600,196.14 Ending Scheduled Balance 186,192,132.63 133,916,762.68 97,088,813.09 Record Date 06/30/2005 06/30/2005 06/30/2005 Principal And Interest Constant 1,115,599.91 854,236.83 610,435.69 Scheduled Principal 191,130.87 125,299.00 92,854.87 Unscheduled Principal 192,618.60 1,625,525.06 418,528.18 Scheduled Interest 924,469.04 728,937.83 517,580.82 Servicing Fees 38,869.98 28,264.08 20,333.37 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 388.70 282.64 203.33 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 885,210.36 700,391.11 497,044.12 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.693405 6.195062 6.111186

Group Level Collateral Statement Group 4 5 6 Collateral Description Fixed 15 & 30 Year Fixed 15 & 30 Year Fixed 15 & 30 Year Weighted Average Coupon Rate 6.638253 6.053517 5.427914 Weighted Average Net Rate 6.388248 5.801017 5.177910 Weighted Average Maturity 358 358 178 Beginning Loan Count 280 316 168 Loans Paid In Full 1 3 2 Ending Loan Count 279 313 166 Beginning Scheduled Balance 16,270,896.22 189,708,040.84 24,853,384.61 Ending scheduled Balance 16,173,862.58 188,141,597.83 24,459,821.29 Record Date 06/30/2005 06/30/2005 06/30/2005 Principal And Interest Constant 104,488.66 1,147,863.91 203,888.15 Scheduled Principal 14,480.06 190,863.14 91,469.79 Unscheduled Principal 82,553.58 1,375,579.87 302,093.53 Scheduled Interest 90,008.60 957,000.77 112,418.36 Servicing Fees 3,389.77 39,522.51 5,177.79 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 33.90 395.23 51.78 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 86,584.93 917,083.03 107,188.79 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.385749 5.803517 5.175408

Group Level Collateral Statement Group 7 Total Collateral Description Fixed 15 & 30 Year Mixed Fixed Weighted Average Coupon Rate 5.971201 6.126218 Weighted Average Net Rate 5.721200 5.876217 Weighted Average Maturity 179.00 1.00 Record Date 06/30/2005 06/30/2005 Principal And Interest Constant 564,103.93 4,600,617.08 Beginning Loan Count 561 3,947 Loans Paid In Full 3 19 Ending Loan Count 558 3,928 Beginning Scheduled Balance 66,545,894.04 717,221,880.69 Ending Scheduled Balance 65,738,034.32 711,711,024.42 Scheduled Principal 232,971.50 939,069.23 Unscheduled Principal 574,888.22 4,571,787.04 Scheduled Interest 331,132.43 3,661,547.85 Servicing Fee 13,863.73 149,421.23 Master Servicing Fee 0.00 0.00 Trustee Fee 138.64 1,494.22 Fry Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 317,130.06 3,510,632.40 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.718700 5.873716

Miscellaneous Reporting Group 1 CPR 1.233111% Subordinate % 4.260738% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.739262% Group 2 CPR 13.478993% Subordinate % 4.251090% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.748910% Senior % 95.748499% Group 3 CPR 5.030855% Subordinate % 4.251501% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000%

Miscellaneous Reporting Group 4 CPR 5.926504% Subordinate % 4.343485% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.656515% Group 5 CPR 8.370572% Subordinate % 4.258568% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.741432% Group 6 CPR 13.696452% Subordinate % 4.272110% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.727890%

Miscellaneous Reporting Group 7 CPR 9.921210% Subordinate % 4.251584% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.748416%

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1 1 114,976.00 114,740.97 0 0.00 0.00 2 8 1,546,961.00 1,546,186.71 0 0.00 0.00 3 1 332,000.00 331,684.98 0 0.00 0.00 4 1 82,000.00 81,858.38 0 0.00 0.00 5 3 1,261,500.00 1,259,851.67 0 0.00 0.00 6 2 294,550.00 293,077.76 0 0.00 0.00 7 3 410,371.00 408,792.19 0 0.00 0.00 Total 19 4,042,358.00 4,036,192.66 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1 0 0.00 0.00 0 0.00 0.00 77,900.39 2 0 0.00 0.00 0 0.00 0.00 80,715.91 3 0 0.00 0.00 0 0.00 0.00 87,159.86 4 0 0.00 0.00 0 0.00 0.00 83,085.43 5 0 0.00 0.00 0 0.00 0.00 116,965.16 6 0 0.00 0.00 0 0.00 0.00 10,074.87 7 0 0.00 0.00 0 0.00 0.00 167,503.76 Total 0 0.00 0.00 0 0.00 0.00 623,405.38

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1 3300642182 AZ 80.00 01-May-2005 114,976.00 114,718.21 2 3302114750 FL 64.37 01-Jul-2005 82,400.00 82,315.13 2 6098558262 FL 88.41 01-Jun-2005 359,000.00 358,364.77 2 6244828353 TX 80.00 01-Jun-2005 88,000.00 87,832.55 2 6284545602 CT 70.24 01-Jun-2005 165,000.00 164,708.03 2 6434519770 AZ 80.00 01-Jul-2005 273,781.00 273,533.49 2 6497379419 FL 80.00 01-Jul-2005 174,320.00 174,169.91 2 6808465329 FL 90.00 01-Jul-2005 155,160.00 155,026.40 2 6891286616 MA 90.00 01-Jun-2005 249,300.00 248,858.87 3 6986355037 CO 80.00 01-Jun-2005 332,000.00 331,368.32 4 6594225879 FL 59.42 01-May-2005 82,000.00 (531.85) 5 6319321466 CO 46.24 01-May-2005 400,000.00 398,741.09 5 6959937928 CA 70.00 01-Jun-2005 486,500.00 485,505.53 5 6988010697 CA 72.11 01-Jun-2005 375,000.00 374,368.09 6 3301946004 FL 80.00 01-Jun-2005 176,800.00 175,528.54 6 6165566446 FL 58.87 01-May-2005 117,750.00 116,490.12 7 6019853354 VA 40.42 01-May-2005 52,371.00 51,833.73 7 6504573111 IL 62.02 01-Jun-2005 98,000.00 97,324.34 7 6629196624 NJ 86.66 01-Jun-2005 260,000.00 258,226.39

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 3300642182 Loan Paid in Full (1) 5.875% 360 2 2 3302114750 Loan Paid in Full (2) 6.375% 360 0 2 6098558262 Loan Paid in Full (1) 6.625% 360 1 2 6244828353 Loan Paid in Full (1) 6.250% 360 1 2 6284545602 Loan Paid in Full (1) 6.625% 360 1 2 6434519770 Loan Paid in Full (2) 6.500% 360 0 2 6497379419 Loan Paid in Full (2) 6.750% 360 0 2 6808465329 Loan Paid in Full (2) 6.750% 360 0 2 6891286616 Loan Paid in Full (1) 6.625% 360 1 3 6986355037 Loan Paid in Full (1) 6.250% 360 1 4 6594225879 Loan Paid in Full (1) 6.750% 360 2 5 6319321466 Loan Paid in Full (1) 5.750% 360 2 5 6959937928 Loan Paid in Full (1) 5.875% 360 1 5 6988010697 Loan Paid in Full (1) 6.875% 360 1 6 3301946004 Loan Paid in Full (1) 5.500% 180 1 6 6165566446 Loan Paid in Full (1) 5.625% 180 2 7 6019853354 Loan Paid in Full (2) 6.125% 180 2 7 6504573111 Loan Paid in Full (1) 6.000% 180 1 7 6629196624 Loan Paid in Full (1) 6.125% 180 1

Summary SMM CPR PSA Current Month 0.638% Current Month 7.396% Current Month 3,652.099% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 7.396% N/A Jul-2005 3,652.099% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 0.103% Current Month 1.233% Current Month 734.290% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 1.233% N/A Jul-2005 734.290% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 1.199% Current Month 13.479% Current Month 9,348.693% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 13.479% N/A Jul-2005 9,348.693% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3 SMM CPR PSA Current Month 0.429% Current Month 5.031% Current Month 3,490.451% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 5.031% N/A Jul-2005 3,490.451% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 4 SMM CPR PSA Current Month 0.508% Current Month 5.927% Current Month 3,944.125% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 5.927% N/A Jul-2005 3,944.125% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 5 SMM CPR PSA Current Month 0.726% Current Month 8.371% Current Month 2,736.933% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 8.371% N/A Jul-2005 2,736.933% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 6 SMM CPR PSA Current Month 1.220% Current Month 13.696% Current Month 5,016.048% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 13.696% N/A Jul-2005 5,016.048% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 7 SMM CPR PSA Current Month 0.867% Current Month 9.921% Current Month 5,051.546% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 9.921% N/A Jul-2005 5,051.546% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Detail Report - Loans with Losses during Current Period Summary # Loans Prior Realized Current with Principal Loss/(Gain) Loss Group Losses Balance Amount Percentage 1 0 0.00 0.00 0.000% 2 0 0.00 0.00 0.000% 3 0 0.00 0.00 0.000% 4 0 0.00 0.00 0.000% 5 0 0.00 0.00 0.000% 6 0 0.00 0.00 0.000% 7 0 0.00 0.00 0.000% Total 0 0.00 0.00 0.000%

Realized Loss Loan Detail Report - Loans With Losses during Current Period Original Current Loan Principal Note LTV at Original Group Number Balance Rate State Origination Term No losses this period.

Realized Loss Loan Detail Report - Loans With Losses during Current Period (continued) Prior Cumulative Loan Principal Realized Realized Group Number Balance Loss/(Gain) Loss/(Gain) No losses this period.

MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 4 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 5 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 6 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 7 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Filing Compare · Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-6