UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

Current Report Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~September~~July 3016, ~~2009~~ 2010

ROYAL FINANCIAL, INC.

(Exact name of Registrant as specified in its charter)

____________________________

Delaware	000-51123	20-1636029
(State or other jurisdiction of incorporation)	(Commission file number)	(I.R.S. employer identification no.)
9226 South Commercial Avenue Chicago, IL		60617 (Zip Code)
(Address of principal executive offices)

Registrant’s telephone number, including area code: (773) 768-4800

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 7 8.01. ~~Regulation~~ ~~FD Disclosure~~Other Events.

~~Attached to~~Royal ~~this~~Financial, ~~Current~~Inc. ~~Report~~(the “Company”) announced today that on ~~Form~~July ~~8-K~~16, is2010, the Company filed a ~~copy~~Form of15 with the ~~letter~~Securities ~~from~~and Exchange Commission (the “SEC”) to deregister the Company’s ~~Chairman~~ ofcommon stock and suspend its reporting obligations under the ~~Board,~~Securities ~~James~~Exchange A.Act ~~Fitch~~of 1934, Jras amended., The Company is eligible to ~~the~~file ~~stockholders~~Form 15 because there were less than 300 holders of ~~Royal Financial,~~record ~~Inc.~~of ~~(the~~its ~~“Company”)~~common ~~that~~stock ~~was~~at ~~included~~July 1, in2010, and upon filing of the Form 15. The Company’s ~~2009~~expects ~~Annual Report~~the deregistration to ~~Stockholders,~~become ~~which~~effective ~~was~~within ~~mailed~~90 ~~along~~days of filing with athe ~~copy~~SEC. Upon the filing of the Form 15, the Company’s ~~proxy~~ ~~statement~~obligation ~~for~~to ~~its~~file ~~2009~~reports ~~Annual~~with ~~Meeting~~the toSEC, ~~the~~including ~~Company’s~~annual ~~stockholders~~reports on ~~or about~~Form ~~September 30~~10-K, ~~2009. A~~quarterly ~~copy~~reports ofon ~~the~~Form ~~letter~~10-Q isand ~~attached~~periodic ~~hereto~~reports ~~as Exhibit~~on ~~99.1~~Form ~~and~~8-K, ~~incorporated~~is ~~herein~~immediately ~~by reference~~suspended.

~~Note:~~Attached ~~the information~~as inExhibit 99.1 ~~this report (including the exhibit)~~ is ~~furnished~~a ~~pursuant~~copy ~~to Item 7.01 and shall not be deemed to be “filed” for the purposes~~ of ~~Section 18 of~~ the ~~Securities~~ ~~Exchange~~Company’s ~~Act~~press ofrelease ~~1934~~announcing ~~or otherwise subject to~~ the ~~liabilities of that section, or incorporated by reference in any~~ filing ~~under the Securities Act~~ of ~~1933,~~ ~~as amended, or~~ the ~~Exchange~~Form ~~Act~~15, ~~except~~which asis ~~shall~~incorporated beherein ~~expressly set forth~~ by ~~specific~~ reference ~~in such a filing~~. ~~This report will not be deemed a determination or an admission as to the materiality of any information in the report that is required to be disclosed solely by Regulation FD.~~

Item 9.01.

Financial Statements and Exhibits.

(d) Exhibits.

~~Exhibit~~	~~Description~~Exhibit	Description
~~99.1~~	~~Chairman’s Letter to Stockholders dated September 28, 2009~~99.1	Press release dated July 16, 2010.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	ROYAL FINANCIAL, INC. (Registrant)
Date: September 30, 2009	By:	/s/Leonard Szwajkowski
		Name: Leonard Szwajkowski
		Title: President and Chief Executive Officer

Date: July 16, 2010

ROYAL FINANCIAL, INC.

(Registrant)

By: /s/Leonard Szwajkowski

Name: Leonard Szwajkowski

Title: President and Chief Executive Officer

INDEX TO EXHIBITS

Exhibit 99.1 ~~Chairman’s~~Press ~~Letter~~release ~~to Stockholders~~ dated ~~September~~July 2816, ~~2009~~2010.

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