SECURITIES AND EXCHANGE COMMISSION


SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):	January 22, 2002

BANC ONE AUTO GRANTOR TRUST 1997-B
(Issuer with respect to the Certificates)

BANK ONE, NATIONAL ASSOCIATION (Exact name of registrant as specified in its charter)

United States (State or other jurisdiction of incorporation or organization)

333-38681 (Commission File Number)	36-0899825 (IRS Employer Identification Number)

1 Bank One Plaza, Chicago, Illinois	60670

(Address of principal executive offices)	(Zip Code)

(312) 732-4000
Registrant's telephone number, including area code

Washington, D.C. 20549

Item 5.		Other Events
		On January 22, 2002, the Banc One Auto Grantor Trust 1997-B (the "Trust") made a regular monthly distribution of principal and/or interest to holders of the Trust's Class A 6.29% Asset Backed Certificates and Class B 6.46% Asset Backed Certificates. Exhibit 99.1 of this Form 8-K, the Monthly Statement and certain additional information, was distributed to the Certificateholders of record.
		This report on Form 8-K is being filed in accordance with a no-action letter dated August 16, 1995 issued by the staff of the Division of Corporate Finance of the Securities and Exchange Commission to Bank One, Texas, N.A., as originator and servicer of Banc One Auto Trust 1995-A. Consistent with such no-action letter, the Trust is hereby filing the Monthly Statement and certain additional information reflecting the Trust's activities for the Interest Period from December 20, 2001 through January 21, 2002 and for the Collection Period from December 1, 2001 through December 31, 2001.
Item 7.		Exhibits
		See page 4 for Exhibit Index.

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):		December 20, 2001
BANC ONE AUTO GRANTOR TRUST 1997-B
(Issuer with respect to the Certificates)
BANK ONE, NATIONAL ASSOCIATION
(Exact name of registrant as specified in its charter)
	United States
	(State or other jurisdiction of incorporation or organization)
333-38681		36-0899825
(Commission File Number)		(IRS Employer Identification Number)
1 Bank One Plaza, Chicago, Illinois		60670
(Address of principal executive offices)		(Zip Code)
(312) 732-4000
Registrant's telephone number, including area code

Item 5. Other Events

On December 20, 2001, the Banc One Auto Grantor Trust 1997-B (the "Trust") made a regular monthly distribution of principal and/or interest to holders of the Trust's Class A 6.29% Asset Backed Certificates and Class B 6.46% Asset Backed Certificates. Exhibit 99.1 of this Form 8-K, the Monthly Statement and certain additional information, was distributed to the Certificateholders of record.

This report on Form 8-K is being filed in accordance with a no-action letter dated August 16, 1995 issued by the staff of the Division of Corporate Finance of the Securities and Exchange Commission to Bank One, Texas, N.A., as originator and servicer of Banc One Auto Trust 1995-A. Consistent with such no-action letter, the Trust is hereby filing the Monthly Statement and certain additional information reflecting the Trust's activities for the Interest Period from November 20, 2001 through December 19, 2001 and for the Collection Period from November 1, 2001 through November 30, 2001.

Item 7. Exhibits

See page 4 for Exhibit Index.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	BANC ONE AUTO GRANTOR TRUST 1997-B
	By:	Bank One, National Association, as Servicer on behalf of the Trust	~~Bank One, National Association, as Servicer on behalf of the Trust~~
	By:	/s/ Tracie H. Klein	~~/s/ Tracie H. Klein~~
	Name:	Tracie H. Klein	~~Tracie H. Klein~~
	Title:	Vice President	~~Vice President~~
Date: December 20, 2001
Date: January 22, 2002

EXHIBIT INDEX

Exhibit		Description		Page
99.1		Servicer's Certificate		5
99.2		Monthly Statement and Additional Information		6-13

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