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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K ~~CURRENT REPORT~~

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 20, 2001


Date of Report (Date of earliest event reported):		December 20, 2001
BANC ONE AUTO GRANTOR TRUST 1997-B

(Issuer with respect to the Certificates)
BANK ONE, NATIONAL ASSOCIATION

(Exact name of registrant as specified in its charter)
	United States
	(State or other jurisdiction of incorporation or organization)
333-38681		36-0899825
(Commission File Number)		(IRS Employer Identification Number)
1 Bank One Plaza, Chicago, Illinois		60670

(Address of principal executive offices)		(Zip Code)
(312) 732-4000

Registrant's telephone number, including area code

~~BANC~~Item ~~ONE~~5. Other AUTO GRANTOR TRUST 1997-B(Issuer with respect to the Certificates) BANK ONE, NATIONAL ASSOCIATION(Exact name of registrant as specified in its charter) United States (State or other jurisdiction of incorporation or organization)Events

333-38681		36-0899825
(Commission File Number)		(IRS Employer Identification Number)

On December 20, 2001, the Banc One Auto Grantor Trust 1997-B (the "Trust") made a regular monthly distribution of principal and/or interest to holders of the Trust's Class A 6.29% Asset Backed Certificates and Class B 6.46% Asset Backed Certificates. Exhibit 99.1 of this Form 8-K, the Monthly Statement and certain additional information, was distributed to the Certificateholders of record.

1 Bank One Plaza, Chicago, Illinois		60670
(Address of principal executive offices)		(Zip Code)

This report on Form 8-K is being filed in accordance with a no-action letter dated August 16, 1995 issued by the staff of the Division of Corporate Finance of the Securities and Exchange Commission to Bank One, Texas, N.A., as originator and servicer of Banc One Auto Trust 1995-A. Consistent with such no-action letter, the Trust is hereby filing the Monthly Statement and certain additional information reflecting the Trust's activities for the Interest Period from November 20, 2001 through December 19, 2001 and for the Collection Period from November 1, 2001 through November 30, 2001.

~~(312)~~Item ~~732-4000 Registrant's telephone number, including area code~~7. Exhibits

Item 5.		Other Events
		On November 20, 2001, the Banc One Auto Grantor Trust 1997-B (the "Trust") made a regular monthly distribution of principal and/or interest to holders of the Trust's Class A 6.29% Asset Backed Certificates and Class B 6.46% Asset Backed Certificates. Exhibit 99.1 of this Form 8-K, the Monthly Statement and certain additional information, was distributed to the Certificateholders of record.
		This report on Form 8-K is being filed in accordance with a no-action letter dated August 16, 1995 issued by the staff of the Division of Corporate Finance of the Securities and Exchange Commission to Bank One, Texas, N.A., as originator and servicer of Banc One Auto Trust 1995-A. Consistent with such no-action letter, the Trust is hereby filing the Monthly Statement and certain additional information reflecting the Trust's activities for the Interest Period from October 22, 2001 through November 19, 2001 and for the Collection Period from October 1, 2001 through October 31, 2001.
Item 7.		Exhibits
		See page 4 for Exhibit Index.

See page 4 for Exhibit Index.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	BANC ONE AUTO GRANTOR TRUST 1997-B
	By:	~~Bank One, National Association, as Servicer on behalf of the Trust~~	Bank One, National Association, as Servicer on behalf of the Trust
	By:	~~/s/ Tracie H. Klein~~	/s/ Tracie H. Klein
	Name:	~~Tracie H. Klein~~	Tracie H. Klein
	Title:	~~Vice President~~	Vice President
Date: December 20, 2001

Date: November 20, 2001

EXHIBIT INDEX

Exhibit		Description		Page
99.1		Servicer's Certificate		5
99.2		Monthly Statement and Additional Information		6-13

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