Loan Group 1 Principal Balances for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Range of Principal Balance Mortgage Balance Principal Mortgage Term Bureau Balances ($) Outstanding Loans Outstanding Balance Rate (months) Risk Score ---------------------------- --------------- ---------- ----------- ----------- ----------- ------------ --------------- 0.01 - 10,000.00..... $ 17,987,987 2,610 1.90% $ 6,892 4.884% 298.28 720 10,000.01 - 20,000.00..... 103,084,615 6,464 10.90 15,947 5.036 298.93 713 20,000.01 - 30,000.00..... 204,742,374 7,971 21.65 25,686 5.056 299.02 712 30,000.01 - 40,000.00..... 189,219,540 5,442 20.01 34,770 5.245 299.08 714 40,000.01 - 50,000.00..... 138,837,267 3,046 14.68 45,580 5.224 299.11 714 50,000.01 - 60,000.00..... 94,682,401 1,715 10.01 55,208 5.400 299.17 711 60,000.01 - 70,000.00..... 63,262,495 978 6.69 64,686 5.478 299.17 710 70,000.01 - 80,000.00..... 35,575,264 472 3.76 75,371 5.106 299.23 704 80,000.01 - 90,000.00..... 23,810,627 279 2.52 85,343 5.120 299.13 701 90,000.01 - 100,000.00.... 34,722,473 356 3.67 97,535 5.183 298.66 703 100,000.01 - 125,000.00.... 18,141,740 160 1.92 113,386 5.426 299.28 720 125,000.01 - 150,000.00.... 17,801,051 126 1.88 141,278 5.540 299.28 714 150,000.01 - 175,000.00.... 3,146,796 20 0.33 157,340 4.921 299.25 729 175,000.01 - 290,000.00.... 576,500 3 0.06 192,167 4.949 300.00 738 ------------- ------ ------- Total $ 945,591,131 29,642 100.00% ============= ====== ======= Weighted Average Combined Range of Principal Balances Loan-to-Value ($) Ratio ----------------------------- ------------------ 0.01 - 10,000.00..... 79.5% 10,000.01 - 20,000.00..... 86.2 20,000.01 - 30,000.00..... 89.2 30,000.01 - 40,000.00..... 90.2 40,000.01 - 50,000.00..... 89.8 50,000.01 - 60,000.00..... 90.9 60,000.01 - 70,000.00..... 89.9 70,000.01 - 80,000.00..... 82.2 80,000.01 - 90,000.00..... 84.3 90,000.01 - 100,000.00.... 79.8 100,000.01 - 125,000.00.... 82.0 125,000.01 - 150,000.00.... 80.3 150,000.01 - 175,000.00.... 92.5 175,000.01 - 290,000.00.... 79.5 Total

Loan Programs for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Description of Loan Balance Mortgage Balance Principal Mortgage Term Bureau Risk Programs Outstanding Loans Outstanding Balance Rate (months) Score ------------------------------ ------------ --------- ------------ ---------- ---------- --------- ------------ 10 Year Draw, 0 Year Repay.... $ 95,842 1 0.01% $ 95,842 4.750% 106.00 821 3 Year Draw, 10 Year Repay.... 15,957 1 (1) 15,957 10.250 78.00 651 5 Year Draw, 5 Year Repay..... 33,988 5 (1) 6,798 7.737 115.23 724 5 Year Draw, 10 Year Repay.... 48,004 2 0.01 24,002 8.514 152.49 724 10 Year Draw, 15 Year Repay... 944,789,343 29,616 99.92 31,901 5.199 299.10 712 15 Year Draw, 0 Year Repay.... 70,720 2 0.01 35,360 7.331 176.95 734 15 Year Draw, 10 Year Repay... 537,278 15 0.06 35,819 4.998 298.84 723 Total $945,591,131 29,642 100.00% Weighted Average Combined Description of Loan Loan-to- Programs Value Ratio ------------------------------ ----------- 10 Year Draw, 0 Year Repay.... 100.0% 3 Year Draw, 10 Year Repay.... 58.7 5 Year Draw, 5 Year Repay..... 92.7 5 Year Draw, 10 Year Repay.... 95.1 10 Year Draw, 15 Year Repay... 88.1 15 Year Draw, 0 Year Repay.... 69.6 15 Year Draw, 10 Year Repay... 90.8 Total ___________________ (1) Less than 0.01%

Loan Rates for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Aggregate Average Average Average Average Principal Number of Principal Current Gross Remaining Credit Balance Mortgage Balance Principal Mortgage Term Bureau Risk Range of Loan Rates (%) Outstanding Loans Outstanding Balance Rate (months) Score ---------------------------- -------------- ----------- ----------- ----------- ------------ --------- ------------- Less than or equal to 3.000. $ 1,951,355 60 0.21% $ 32,523 2.980% 299.11 715 3.001 - 3.500.............. 29,583,872 853 3.13 34,682 3.425 298.69 714 3.501 - 4.000.............. 392,961,381 12,388 41.56 31,721 3.937 299.23 704 4.001 - 4.500.............. 16,715,834 612 1.77 27,313 4.472 298.82 714 4.501 - 5.000.............. 203,202,679 7,120 21.49 28,540 4.839 299.16 720 5.001 - 5.500.............. 29,087,987 766 3.08 37,974 5.337 298.75 723 5.501 - 6.000.............. 27,704,432 659 2.93 42,040 5.789 299.02 712 6.001 - 6.500.............. 23,908,885 636 2.53 37,593 6.353 298.73 705 6.501 - 7.000.............. 35,629,777 1,103 3.77 32,303 6.817 298.56 722 7.001 - 7.500.............. 62,110,617 1,955 6.57 31,770 7.302 298.83 721 7.501 - 8.000.............. 28,750,718 842 3.04 34,146 7.809 298.81 709 8.001 - 8.500.............. 55,932,602 1,553 5.92 36,016 8.320 298.80 723 8.501 - 9.000.............. 18,177,114 544 1.92 33,414 8.823 298.82 720 9.001 - 9.500.............. 13,810,033 363 1.46 38,044 9.318 299.30 689 9.501 - 10.000............. 3,420,569 106 0.36 32,270 9.876 299.29 698 10.001 - 10.500............. 1,551,062 49 0.16 31,654 10.246 297.35 700 10.501 - 11.000............. 890,766 26 0.09 34,260 10.800 298.53 654 11.001 - 11.500............. 141,847 4 0.02 35,462 11.223 299.40 659 11.501 - 12.000............. 59,600 3 0.01 192,167 4.949 300.00 738 ---------------------------- -------------- ----------- ----------- Total $ 945,591,131 29,642 100.00% ============== =========== =========== Weighted Average Combined Loan-to- Range of Loan Rates (%) Value Ratio ---------------------------- ---------------- Less than or equal to 3.000. 89.5% 3.001 - 3.500.............. 93.7 3.501 - 4.000.............. 85.6 4.001 - 4.500.............. 89.1 4.501 - 5.000.............. 91.7 5.001 - 5.500.............. 68.9 5.501 - 6.000.............. 78.3 6.001 - 6.500.............. 81.9 6.501 - 7.000.............. 88.1 7.001 - 7.500.............. 91.2 7.501 - 8.000.............. 93.0 8.001 - 8.500.............. 96.9 8.501 - 9.000.............. 95.1 9.001 - 9.500.............. 95.9 9.501 - 10.000............. 94.4 10.001 - 10.500............. 93.1 10.501 - 11.000............. 82.6 11.001 - 11.500............. 91.9 11.501 - 12.000............. 79.5 Total

Months Remaining to Scheduled Maturity for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Range of Months Remaining Balance Mortgage Balance Principal Mortgage Term Bureau Risk to Scheduled Maturity Outstanding Loans Outstanding Balance Rate (months) Score ---------------------------- ---------------- -------- -------------- ------------ ---------- ------------ ------------- 73 - 84................... $ 15,957 1 (1) $ 15,957 10.250% 78.00 651 97 - 108................... 99,245 2 0.01% 49,623 4.823 106.07 818 109 - 120................... 30,585 4 (1) 7,646 7.832 116.04 722 145 - 156................... 44,234 1 (1) 44,234 8.750 151.00 720 169 - 180................... 74,489 3 0.01 24,830 7.251 176.60 736 205 - 216................... 14,256 2 (1) 7,128 7.585 215.16 771 217 - 228................... 21,662 1 (1) 21,662 5.000 221.00 787 229 - 240................... 36,000 1 (1) 36,000 8.250 240.00 701 265 - 276................... 263,539 8 0.03 32,942 6.561 271.52 710 277 - 288................... 1,430,982 108 0.15 13,250 6.299 285.31 731 289 - 300................... 943,560,182 29,511 99.79 31,973 5.197 299.14 712 ---------------------------- ---------------- -------- -------------- Total $ 945,591,131 29,642 100.00% ================ ======== ============== Weighted Average Combined Range of Months Remaining Loan-to-Value to Scheduled Maturity Ratio ---------------------------- --------------- 73 - 84................... 58.7% 97 - 108................... 99.5 109 - 120................... 93.6 145 - 156................... 100.0 169 - 180................... 68.0 205 - 216................... 94.7 217 - 228................... 56.2 229 - 240................... 100.0 265 - 276................... 82.3 277 - 288................... 78.8 289 - 300................... 88.2 Total

Combined Loan-to-Value Ratios for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Range of Combined Loan- Balance Mortgage Balance Principal Mortgage Term Bureau Risk to-Value Ratio (%) Outstanding Loans Outstanding Balance Rate (months) Score ------------------------------ ------------- -------- ----------- ---------- --------- --------- ----------- 10.01 - 20.00................. $ 265,249 18 0.03% $ 14,736 4.052% 299.26 751 20.01 - 30.00................. 2,297,244 72 0.24 31,906 4.855 299.10 728 30.01 - 40.00................. 6,467,238 226 0.68 28,616 4.688 298.88 728 40.01 - 50.00................. 14,250,772 452 1.51 31,528 4.651 299.09 726 50.01 - 60.00................. 26,931,115 846 2.85 31,833 4.611 298.86 715 60.01 - 70.00................. 71,409,316 2,219 7.55 32,181 4.694 299.01 711 70.01 - 80.00................. 115,333,274 3,455 12.20 33,382 4.708 299.05 703 80.01 - 90.00................. 267,738,549 9,796 28.31 27,331 5.416 299.13 706 90.01 -100.00................. 440,898,376 12,558 46.63 35,109 5.343 299.03 717 ------------------------------ ------------- -------- ----------- Total $ 945,591,131 29,642 100.00% ============= ======== =========== Weighted Average Combined Range of Combined Loan- Loan-to- to-Value Ratio (%) Value Ratio ------------------------------ ----------- 10.01 - 20.00................. 17.4% 20.01 - 30.00................. 26.0 30.01 - 40.00................. 36.0 40.01 - 50.00................. 45.4 50.01 - 60.00................. 55.6 60.01 - 70.00................. 66.8 70.01 - 80.00................. 77.9 80.01 - 90.00................. 88.9 90.01 -100.00................. 98.3 Total

Geographic Distribution for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Balance Mortgage Balance Principal Mortgage Term Bureau Risk State Outstanding Loans Outstanding Balance Rate (months) Score --------------------------- ------------- -------- ----------- ---------- -------- --------- ----------- Alabama.................... $ 2,863,940 66 0.30% $ 43,393 5.070% 299.17 718 Alaska..................... 12,084,875 473 1.28 25,549 4.815 299.06 715 Arizona.................... 51,187,935 1,674 5.41 30,578 5.328 298.93 717 California................. 168,133,822 4,191 17.78 40,118 5.388 299.09 710 Colorado................... 44,922,090 1,393 4.75 32,248 5.213 299.10 717 Connecticut................ 10,791,170 319 1.14 33,828 5.357 299.27 707 District of Columbia....... 956,907 34 0.10 28,144 4.532 299.12 713 Delaware................... 2,623,176 83 0.28 31,605 4.655 298.90 714 Florida.................... 70,401,341 2,290 7.45 30,743 5.505 298.94 713 Georgia.................... 29,910,196 972 3.16 30,772 4.737 299.08 707 Hawaii..................... 10,876,510 245 1.15 44,394 5.170 299.23 718 Iowa....................... 4,228,075 168 0.45 25,167 4.879 299.09 716 Idaho...................... 7,949,727 294 0.84 27,040 5.148 298.78 716 Illinois................... 42,175,588 1,335 4.46 31,592 5.366 299.08 716 Indiana.................... 10,933,302 459 1.16 23,820 4.848 299.10 711 Kansas..................... 7,440,426 274 0.79 27,155 4.690 299.09 714 Kentucky................... 11,085,312 406 1.17 27,304 4.895 299.06 712 Louisiana.................. 5,473,845 229 0.58 23,903 5.082 299.07 709 Massachusetts.............. 20,877,002 601 2.21 34,737 5.247 299.30 709 Maryland................... 21,166,261 581 2.24 36,431 4.960 299.05 710 Maine...................... 3,521,234 117 0.37 30,096 5.066 299.08 714 Michigan................... 31,064,170 1,155 3.29 26,895 4.824 299.04 713 Minnesota.................. 19,838,674 640 2.10 30,998 4.953 299.11 713 Missouri................... 15,661,470 625 1.66 25,058 4.806 299.02 710 Mississippi................ 2,433,691 100 0.26 24,337 4.841 299.06 698 Montana.................... 4,090,192 153 0.43 26,733 4.890 298.23 719 North Carolina............. 20,010,414 717 2.12 27,909 5.038 299.04 710 North Dakota............... 556,526 26 0.06 21,405 4.583 299.11 692 Nebraska................... 1,469,080 62 0.16 23,695 4.903 298.87 710 New Hampshire.............. 6,541,774 192 0.69 34,072 5.284 299.00 715 New Jersey................. 35,502,517 964 3.75 36,828 5.379 299.06 707 New Mexico................. 5,549,541 193 0.59 28,754 4.973 298.98 708 Nevada..................... 38,780,801 989 4.10 39,212 5.759 299.20 710 New York................... 26,244,565 759 2.78 34,578 5.044 298.39 707 Ohio....................... 23,360,938 871 2.47 26,821 4.875 299.08 714 Oklahoma................... 4,819,275 210 0.51 22,949 4.915 299.04 707 Oregon..................... 18,965,009 630 2.01 30,103 5.128 299.26 715 Pennsylvania............... 24,706,045 934 2.61 26,452 4.857 299.12 714 Rhode Island............... 4,450,510 113 0.47 39,385 5.675 299.28 710 South Carolina............. 6,286,722 250 0.66 25,147 4.877 299.15 713 South Dakota............... 1,174,376 40 0.12 29,359 4.977 299.10 700 Tennessee.................. 11,832,219 458 1.25 25,835 4.896 299.05 714 Texas...................... 4,517,601 184 0.48 24,552 5.388 299.28 711 Utah....................... 15,233,346 539 1.61 28,262 5.299 298.98 715 Virginia................... 24,579,573 732 2.60 33,579 4.977 299.19 710 Vermont.................... 1,039,039 39 0.11 26,642 4.633 299.14 712 Washington................. 38,689,404 1,169 4.09 33,096 5.330 299.18 713 Wisconsin.................. 15,207,861 562 1.61 27,060 4.992 299.13 709 West Virginia.............. 1,762,659 79 0.19 22,312 5.050 297.51 716 Wyoming.................... 1,620,409 53 0.17 30,574 5.413 299.09 711 ------------- ------ ------- Total $ 945,591,131 29,642 100.00% ============= ====== ======== Weighted Average Combined Loan-to- State Value Ratio --------------------------- ----------- Alabama.................... 91.0% Alaska..................... 93.5 Arizona.................... 91.9 California................. 81.3 Colorado................... 92.3 Connecticut................ 86.0 District of Columbia....... 74.4 Delaware................... 87.1 Florida.................... 88.9 Georgia.................... 94.5 Hawaii..................... 82.2 Iowa....................... 90.9 Idaho...................... 92.4 Illinois................... 90.1 Indiana.................... 92.7 Kansas..................... 93.1 Kentucky................... 92.7 Louisiana.................. 90.4 Massachusetts.............. 82.4 Maryland................... 86.3 Maine...................... 88.4 Michigan................... 90.6 Minnesota.................. 90.4 Missouri................... 92.1 Mississippi................ 91.6 Montana.................... 87.5 North Carolina............. 93.0 North Dakota............... 94.6 Nebraska................... 95.3 New Hampshire.............. 87.8 New Jersey................. 84.0 New Mexico................. 91.9 Nevada..................... 86.2 New York................... 81.4 Ohio....................... 93.7 Oklahoma................... 92.4 Oregon..................... 91.1 Pennsylvania............... 89.1 Rhode Island............... 82.7 South Carolina............. 92.2 South Dakota............... 90.3 Tennessee.................. 94.0 Texas...................... 89.9 Utah....................... 93.2 Virginia................... 87.8 Vermont.................... 83.3 Washington................. 91.3 Wisconsin.................. 90.3 West Virginia.............. 90.6 Wyoming.................... 87.1 Total

Credit Scores for the Mortgage Loans for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Balance Mortgage Balance Principal Mortgage Term Bureau Range of Credit Scores Outstanding Loans Outstanding Balance Rate (months) Risk Score ------------------------------- ------------- -------- ------------ ----------- --------- --------- ---------- 841 - 850...................... $ 81,940 3 0.01% $ 27,313 4.558% 299.37 842 821 - 840...................... 2,554,869 92 0.27 27,770 4.844 291.95 827 801 - 820...................... 16,762,438 600 1.77 27,937 5.119 299.10 808 781 - 800...................... 47,363,486 1,602 5.01 29,565 5.096 299.08 789 761 - 780...................... 81,046,494 2,694 8.57 30,084 5.254 299.07 770 741 - 760...................... 113,102,923 3,596 11.96 31,452 5.338 299.12 750 721 - 740...................... 136,576,120 4,232 14.44 32,272 5.381 299.01 730 701 - 720...................... 157,331,703 4,828 16.64 32,587 5.375 299.05 710 681 - 700...................... 134,119,695 4,060 14.18 33,034 5.192 299.11 690 661 - 680...................... 137,573,660 4,186 14.55 32,865 5.049 299.10 670 641 - 660...................... 70,310,686 2,225 7.44 31,600 4.907 299.03 651 621 - 640...................... 43,305,503 1,352 4.58 32,031 4.697 299.12 631 601 - 620...................... 4,887,777 156 0.52 31,332 4.753 299.02 617 581 - 600...................... 389,414 10 0.04 38,941 8.072 298.20 591 561 - 580...................... 75,900 3 0.01 25,300 4.139 299.80 565 560 or less.................... 108,524 3 0.01 36,175 4.979 299.79 555 ------------------------------- ------------- -------- ------------ Total $ 945,591,131 29,642 100.00% ============= ======== ============ Weighted Average Combined Loan-to- Range of Credit Scores Value Ratio ------------------------------- ----------- 841 - 850...................... 62.8% 821 - 840...................... 75.8 801 - 820...................... 82.6 781 - 800...................... 85.3 761 - 780...................... 87.8 741 - 760...................... 89.2 721 - 740...................... 89.6 701 - 720...................... 89.9 681 - 700...................... 88.9 661 - 680...................... 88.9 641 - 660...................... 85.6 621 - 640...................... 81.5 601 - 620...................... 81.8 581 - 600...................... 77.9 561 - 580...................... 85.8 560 or less.................... 76.9 ------------------------------- Total

Property Type for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Balance Mortgage Balance Principal Mortgage Term Bureau Property Type Outstanding Loans Outstanding Balance Rate (months) Risk Score ---------------------------------- ------------- --------- ------------ ---------- ----------- ---------- ------------ Single Family................... $ 656,108,252 21,125 69.39% $ 31,058 5.064% 299.03 709 Planned Unit Development (PUD).. 174,398,827 5,086 18.44 34,290 5.264 299.07 716 Low Rise Condominium............ 83,614,469 2,671 8.84 31,305 5.619 299.14 721 2-4 Units....................... 26,220,789 592 2.77 44,292 6.614 299.16 712 High Rise Condominium........... 5,248,794 168 0.56 31,243 6.242 299.34 730 ---------------------------------- ------------- --------- ------------ Total $ 945,591,131 29,642 100.00% ============= ========= ============ Weighted Average Combined Loan-to- Property Type Value Ratio ---------------------------------- ------------ Single Family................... 87.2% Planned Unit Development (PUD).. 91.1 Low Rise Condominium............ 90.2 2-4 Units....................... 87.2 High Rise Condominium........... 87.6 Total

Gross Margins for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Balance Mortgage Balance Principal Mortgage Term Bureau Range of Gross Margins (%) Outstanding Loans Outstanding Balance Rate (months) Risk Score -------------------------------- --------------- ---------- ------------- ----------- ----------- ----------- ------------ Less than or equal to 0.000.... $ 71,780,067 2,115 7.59% $ 33,939 4.166% 298.79 744 0.001 - 0.250.................. 20,421,168 623 2.16 32,779 4.244 299.01 693 0.251 - 0.500.................. 77,722,988 2,292 8.22 33,911 4.379 299.11 719 0.501 - 0.750.................. 12,694,820 328 1.34 38,704 4.992 299.12 709 0.751 - 1.000.................. 32,915,036 779 3.48 42,253 5.177 299.12 716 1.001 - 1.250.................. 39,178,436 1,224 4.14 32,009 4.350 299.09 672 1.251 - 1.500.................. 27,391,146 851 2.90 32,187 4.623 298.87 720 1.501 - 1.750.................. 29,739,457 887 3.15 33,528 5.234 299.07 712 1.751 - 2.000.................. 92,701,980 3,516 9.80 26,366 4.817 299.05 732 2.001 - 2.250.................. 62,826,733 2,141 6.64 29,345 5.053 299.12 700 2.251 - 2.500.................. 164,559,091 5,230 17.40 31,464 5.156 299.15 734 2.501 - 2.750.................. 35,760,691 1,060 3.78 33,737 6.598 299.12 701 2.751 - 3.000.................. 58,569,264 1,872 6.19 31,287 5.025 299.02 681 3.001 - 3.250.................. 16,740,187 535 1.77 31,290 5.356 299.13 695 3.251 - 3.500.................. 122,630,177 3,622 12.97 33,857 5.838 299.09 696 3.501 - 3.750.................. 19,218,294 684 2.03 28,097 6.497 298.46 708 3.751 - 4.000.................. 13,041,491 373 1.38 34,964 7.448 299.14 710 4.001 - 4.250.................. 16,939,808 566 1.79 29,929 6.319 299.20 684 4.251 - 4.500.................. 14,442,092 384 1.53 37,610 7.950 299.25 681 4.501 - 4.750.................. 6,422,457 227 0.68 28,293 6.002 299.00 679 4.751 - 5.000.................. 2,614,939 100 0.28 26,149 5.957 299.29 668 5.001 - 5.250.................. 3,646,707 104 0.39 35,064 9.084 298.44 693 5.251 - 5.500.................. 1,742,542 70 0.18 24,893 4.729 298.97 660 5.501 - 5.750.................. 282,196 11 0.03 25,654 8.603 299.19 666 5.751 - 6.000.................. 305,387 9 0.03 33,932 7.678 299.24 688 6.001 - 6.250.................. 826,186 25 0.09 33,047 9.679 298.48 650 6.251 - 6.500.................. 320,721 8 0.03 40,090 8.368 297.94 592 6.501 - 6.750.................. 40,000 1 (1) 40,000 6.125 299.00 647 6.751 - 7.000.................. 59,600 3 0.01 19,867 11.712 299.24 664 7.251 - 7.500.................. 46,604 1 (1) 46,604 3.500 300.00 781 7.501 - 7.750.................. 10,867 1 (1) 10,867 9.250 299.00 704 -------------------------------- --------------- ---------- ------------- Total $ 945,591,131 29,642 100.00% =============== ========== ============= Weighted Average Combined Loan-to- Range of Gross Margins (%) Value Ratio -------------------------------- ------------- Less than or equal to 0.000.... 69.3% 0.001 - 0.250.................. 64.9 0.251 - 0.500.................. 76.0 0.501 - 0.750.................. 75.5 0.751 - 1.000.................. 82.6 1.001 - 1.250.................. 74.5 1.251 - 1.500.................. 89.2 1.501 - 1.750.................. 83.4 1.751 - 2.000.................. 89.9 2.001 - 2.250.................. 89.3 2.251 - 2.500.................. 96.1 2.501 - 2.750.................. 91.5 2.751 - 3.000.................. 92.2 3.001 - 3.250.................. 94.2 3.251 - 3.500.................. 97.8 3.501 - 3.750.................. 94.8 3.751 - 4.000.................. 96.7 4.001 - 4.250.................. 94.8 4.251 - 4.500.................. 97.1 4.501 - 4.750.................. 95.8 4.751 - 5.000.................. 95.0 5.001 - 5.250.................. 94.5 5.251 - 5.500.................. 96.6 5.501 - 5.750.................. 89.9 5.751 - 6.000.................. 92.9 6.001 - 6.250.................. 84.7 6.251 - 6.500.................. 74.2 6.501 - 6.750.................. 69.5 6.751 - 7.000.................. 91.2 7.251 - 7.500.................. 100.0 7.501 - 7.750.................. 90.0 Total

Credit Limit Utilization Rates for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Range of Credit Balance Mortgage Balance Principal Mortgage Term Bureau Limit Utilization Rates (%) Outstanding Loans Outstanding Balance Rate (months) Risk Score ------------------------------- ---------------- ---------- ------------- ----------- ----------- ----------- ------------ 0.01 - 10.00............... $ 1,261,338 378 0.13% $ 3,337 5.244% 296.06 732 10.01 - 20.00............... 4,111,658 554 0.43 7,422 4.967 297.79 723 20.01 - 30.00............... 7,332,922 614 0.78 11,943 4.775 298.01 727 30.01 - 40.00............... 11,775,836 771 1.25 15,273 4.721 298.74 725 40.01 - 50.00............... 17,874,197 949 1.89 18,835 4.703 298.73 718 50.01 - 60.00............... 20,863,842 906 2.21 23,029 4.630 298.91 714 60.01 - 70.00............... 25,909,663 1,054 2.74 24,582 4.648 298.84 710 70.01 - 80.00............... 34,088,904 1,130 3.61 30,167 4.559 298.98 711 80.01 - 90.00............... 37,527,648 1,083 3.97 34,652 4.529 298.99 706 90.01 - 100.00................ 784,845,124 22,203 83.00 35,349 5.316 299.11 712 ------------------------------- ---------------- ---------- ------------- Total $ 945,591,131 29,642 100.00% ================ ========== ============= Weighted Average Combined Range of Credit Loan-to- Limit Utilization Rates (%) Value Ratio ------------------------------- --------------- 0.01 - 10.00............... 72.8% 10.01 - 20.00............... 72.0 20.01 - 30.00............... 71.7 30.01 - 40.00............... 74.6 40.01 - 50.00............... 74.7 50.01 - 60.00............... 77.8 60.01 - 70.00............... 78.9 70.01 - 80.00............... 78.6 80.01 - 90.00............... 81.3 90.01 - 100.00................ 90.2 Total

Maximum Loan Rates for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Balance Mortgage Balance Principal Mortgage Term Bureau Maximum Loan Rates (%) Outstanding Loans Outstanding Balance Rate (months) Risk Score ----------------------------- ---------------- ---------- ------------ ------------ ----------- ----------- ------------ 11.949..................... $ 7,427,083 78 0.79% $ 95,219 5.517% 299.16 708 16.000..................... 39,298,875 1,272 4.16 30,895 5.039 299.21 709 17.000..................... 73,883,961 2,453 7.81 30,120 5.493 298.95 713 18.000..................... 824,231,474 25,819 87.17 31,923 5.175 299.06 712 21.000..................... 729,019 19 0.08 38,369 8.921 297.85 610 24.000..................... 20,720 1 0.00 20,720 4.750 172.00 733 ----------------------------- ---------------- ---------- ------------ Total $ 945,591,131 29,642 100.00% ================ ========== ============ Weighted Average Combined Loan-to- Maximum Loan Rates (%) Value Ratio ----------------------------- -------------- 11.949..................... 100.0% 16.000..................... 87.1 17.000..................... 88.8 18.000..................... 88.0 21.000..................... 74.5 24.000..................... 70.9 Total

Credit Limits for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Balance Mortgage Balance Principal Mortgage Term Bureau Range of Credit Limits ($) Outstanding Loans Outstanding Balance Rate (months) Risk Score -------------------------------- -------------- ----------- ------------- ----------- ----------- ----------- ------------ 0.01 - 10,000.00....... $ 4,062,767 508 0.43% $ 7,998 5.454% 298.88 712 10,000.01 - 20,000.00....... 82,318,050 5,699 8.71 14,444 5.156 298.95 712 20,000.01 - 30,000.00....... 194,278,225 8,305 20.55 23,393 5.065 299.02 712 30,000.01 - 40,000.00....... 185,968,578 5,850 19.67 31,790 5.259 299.06 713 40,000.01 - 50,000.00....... 147,704,398 3,820 15.62 38,666 5.168 299.08 714 50,000.01 - 60,000.00....... 97,229,336 1,961 10.28 49,582 5.377 299.16 712 60,000.01 - 70,000.00....... 66,822,568 1,177 7.07 56,774 5.445 299.18 709 70,000.01 - 80,000.00....... 41,426,887 695 4.38 59,607 5.039 299.05 704 80,000.01 - 90,000.00....... 27,187,665 412 2.88 65,989 5.108 299.05 705 90,000.01 - 100,000.00...... 51,283,801 754 5.42 68,016 4.986 298.80 707 100,000.01 - 125,000.00...... 19,584,805 204 2.07 96,004 5.443 299.28 717 125,000.01 - 150,000.00...... 23,343,632 224 2.47 104,213 5.438 299.14 717 150,000.01 - 175,000.00...... 3,803,919 30 0.40 126,797 4.845 299.11 730 200,000.01 - 225,000.00...... 576,500 3 0.06 192,167 4.949 300.00 738 -------------------------------- -------------- ----------- ------------- Total $ 945,591,131 29,642 100.00% ============== =========== ============= Weighted Average Combined Loan-to- Range of Credit Limits ($) Value Ratio -------------------------------- -------------- 0.01 - 10,000.00....... 87.2% 10,000.01 - 20,000.00....... 87.7 20,000.01 - 30,000.00....... 90.3 30,000.01 - 40,000.00....... 91.0 40,000.01 - 50,000.00....... 88.3 50,000.01 - 60,000.00....... 91.0 60,000.01 - 70,000.00....... 89.9 70,000.01 - 80,000.00....... 81.4 80,000.01 - 90,000.00....... 84.1 90,000.01 - 100,000.00...... 76.6 100,000.01 - 125,000.00...... 82.2 125,000.01 - 150,000.00...... 78.6 150,000.01 - 175,000.00...... 89.1 200,000.01 - 225,000.00...... 79.5 Total

Lien Priority for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Balance Mortgage Balance Principal Mortgage Term Bureau Lien Priority Outstanding Loans Outstanding Balance Rate (months) Risk Score --------------------------------- -------------- --------- ----------- ----------- ---------- ---------- ------------ Second Liens..................... $ 945,591,131 29,642 100.00% $ 31,900 5.200% 299.06 712 --------------- --------- ----------- Total $ 945,591,131 29,642 100.00% =============== ========= =========== Weighted Average Combined Loan-to- Lien Priority Value Ratio ---------------------------------- -------------- Second Liens..................... 88.2% Total

Delinquency Status for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Balance Mortgage Balance Principal Mortgage Term Bureau Delinquency Status Outstanding Loans Outstanding Balance Rate (months) Risk Score ---------------------------------- --------------- --------- ----------- ----------- ----------- ----------- ------------- Current........................... $ 945,591,131 29,642 100.00% $ 31,900 5.200% 299.06 712 --------------- --------- ----------- Total $ 945,591,131 29,642 100.00% =============== ========= =========== Weighted Average Combined Loan-to- Delinquency Status Value Ratio ---------------------------------- -------------- Current........................... 88.2%

Origination Year for the Group 1 Mortgage Loans Percent of Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Principal of Principal Current Gross Remaining Credit Balance Mortgage Balance Principal Mortgage Term Bureau Origination Year Outstanding Loans Outstanding Balance Rate (months) Risk Score --------------------------------- ------------- ---------- ------------- ------------ ----------- ----------- ------------- 1997.......................... $ 14,256 2 (1) $ 7,128 7.585% 215.16 771 1998.......................... 37,619 2 (1) 18,809 7.227 160.34 729 1999.......................... 36,000 1 (1) 36,000 8.250 240.00 701 2002.......................... 307,773 9 0.03% 34,197 6.875 254.20 711 2003.......................... 1,550,227 111 0.16 13,966 6.192 273.88 736 2004.......................... 943,645,257 29,517 99.79 31,970 5.197 299.12 712 Total $ 945,591,131 29,642 100.00% Weighted Average Combined Loan-to- Origination Year Value Ratio --------------------------------- --------------- 1997.......................... 94.7% 1998.......................... 57.3 1999.......................... 100.0 2002.......................... 84.9 2003.......................... 80.0 2004.......................... 88.2 Total ---------------- (1) Less than 0.01%

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Range of Principal Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Balances ($) Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- 0.01 - 10,000.00..... $ 6,005,202 966 0.59% $ 6,217 5.104% 298.16 716 79.1% 10,000.01 - 20,000.00..... 15,104,298 970 1.47 15,571 4.994 298.55 714 82.7 20,000.01 - 30,000.00..... 19,977,171 781 1.95 25,579 5.051 298.93 711 84.1 30,000.01 - 40,000.00..... 30,813,763 837 3.01 36,815 5.506 299.14 717 86.5 40,000.01 - 50,000.00..... 54,087,429 1,177 5.28 45,954 5.737 299.23 713 86.8 50,000.01 - 60,000.00..... 63,094,061 1,130 6.16 55,835 5.633 299.31 719 88.8 60,000.01 - 70,000.00..... 72,177,771 1,099 7.05 65,676 5.897 299.19 717 90.5 70,000.01 - 80,000.00..... 84,905,038 1,132 8.29 75,004 5.956 299.18 717 91.9 80,000.01 - 90,000.00..... 64,790,916 760 6.32 85,251 5.942 299.25 714 92.9 90,000.01 -100,000.00..... 93,877,722 970 9.16 96,781 5.904 299.17 714 89.4 100,000.01 -125,000.00..... 106,237,593 941 10.37 112,899 6.180 298.94 718 91.2 125,000.01 -150,000.00..... 100,017,623 705 9.76 141,869 5.999 299.05 709 86.3 150,000.01 -175,000.00..... 33,756,372 207 3.30 163,074 5.811 298.82 714 87.7 175,000.01 -200,000.00..... 42,931,540 225 4.19 190,807 5.813 299.24 719 82.4 200,000.01 -225,000.00..... 20,131,968 95 1.97 211,915 5.819 299.15 714 85.6 225,000.01 -250,000.00..... 23,844,925 99 2.33 240,858 5.618 299.05 719 80.3 250,000.01 -275,000.00..... 13,137,192 50 1.28 262,744 6.128 299.04 712 85.1 275,000.01 -300,000.00..... 25,001,872 85 2.44 294,140 5.672 299.27 712 78.3 300,000.01 -325,000.00..... 9,067,188 29 0.89 312,662 5.958 299.45 718 85.2 325,000.01 -350,000.00..... 10,559,582 31 1.03 340,632 5.468 299.23 726 81.9 350,000.01 -375,000.00..... 5,856,468 16 0.57 366,029 5.541 299.31 725 84.7 375,000.01 -400,000.00..... 11,027,611 28 1.08 393,843 5.599 298.96 727 74.3 400,000.01 -425,000.00..... 6,144,244 15 0.60 409,616 5.670 298.93 716 83.3 425,000.01 -450,000.00..... 6,616,727 15 0.65 441,115 5.540 299.60 707 84.0 450,000.01 -475,000.00..... 5,115,430 11 0.50 465,039 5.490 298.72 728 82.0 475,000.01 -500,000.00..... 19,416,487 39 1.90 497,859 5.103 299.31 732 75.0 500,000.01 -525,000.00..... 4,657,929 9 0.45 517,548 5.990 299.22 726 86.0 525,000.01 -550,000.00..... 3,230,703 6 0.32 538,451 5.453 298.84 717 88.0 550,000.01 -575,000.00..... 3,959,050 7 0.39 565,579 5.575 299.43 720 79.2 575,000.01 -600,000.00..... 2,933,349 5 0.29 586,670 5.277 299.00 718 83.1 600,000.01 -625,000.00..... 2,480,500 4 0.24 620,125 5.931 299.00 725 90.0 625,000.01 -650,000.00..... 1,898,104 3 0.19 632,701 5.707 299.00 740 84.5 650,000.01 -675,000.00..... 1,330,000 2 0.13 665,000 6.001 300.00 686 73.7 675,000.01 -700,000.00..... 4,862,450 7 0.47 694,636 5.211 299.71 734 83.0 700,000.01 -725,000.00..... 2,144,200 3 0.21 714,733 5.747 299.33 712 86.4 725,000.01 -750,000.00..... 2,240,000 3 0.22 746,667 4.623 299.67 728 77.5 775,000.01 -800,000.00..... 3,978,700 5 0.39 795,740 5.052 299.40 725 73.8 800,000.01 -825,000.00..... 808,825 1 0.08 808,825 5.875 299.00 674 65.4 850,000.01 -875,000.00..... 2,602,081 3 0.25 867,360 4.074 299.34 702 67.2 875,000.01 -900,000.00..... 1,786,800 2 0.17 893,400 6.115 299.50 753 85.3 900,000.01 -925,000.00..... 1,833,875 2 0.18 916,938 4.754 299.00 736 67.4 925,000.01 -950,000.00..... 3,768,098 4 0.37 942,024 4.372 298.75 695 83.8 950,000.01 -975,000.00..... 970,000 1 0.09 970,000 5.875 299.00 769 70.0 975,000.01 -1,000,000.00... 11,969,350 12 1.17 997,446 5.518 299.08 714 80.0 Greater than 1,000,000.00.. 23,258,660 15 2.27 1,550,577 5.635 299.28 704 76.1 -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== =============

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Description of Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Loan Programs Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- 5 Year Draw, 5 Year Repay $ 29,400 2 (1) $ 14,700 6.306% 116.20 727 100.0% 10 Year Draw, 15 Year Repay 1,023,414,802 12,493 99.90% 81,919 5.792 299.19 716 86.8 15 Year Draw, 0 Year Repay 467,927 4 0.05 116,982 5.298 178.49 737 96.2 15 Year Draw, 10 Year Repay 496,739 8 0.05 62,092 4.438 299.73 702 91.8 -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== ============= __________________ (1) Less than 0.01%

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Range of Loans Rates (%) Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- Less than or equal to3.000.. $ 1,357,503 22 0.13 $ 61,705 2.735 298.70 710 87.8 3.001 - 3.500............... 24,338,686 326 2.38 74,659 3.446 298.80 711 87.2 3.501 - 4.000............... 228,243,950 3,195 22.28 71,438 3.922 299.16 712 84.2 4.001 - 4.500............... 22,158,604 237 2.16 93,496 4.438 298.99 723 83.8 4.501 - 5.000............... 211,056,524 2,894 20.60 72,929 4.847 299.27 726 87.3 5.001 - 5.500............... 52,418,686 490 5.12 106,977 5.354 298.75 730 73.4 5.501 - 6.000............... 85,100,241 684 8.31 124,416 5.801 299.16 714 80.6 6.001 - 6.500............... 55,574,149 509 5.42 109,183 6.315 299.21 709 83.2 6.501 - 7.000............... 54,238,236 675 5.29 80,353 6.812 298.62 713 89.1 7.001 - 7.500............... 112,726,883 1,435 11.00 78,555 7.309 299.04 717 90.8 7.501 - 8.000............... 53,546,154 633 5.23 84,591 7.794 299.26 701 91.8 8.001 - 8.500............... 56,341,358 710 5.50 79,354 8.332 299.28 710 95.7 8.501 - 9.000............... 27,737,752 294 2.71 94,346 8.884 299.15 720 96.1 9.001 - 9.500............... 27,550,851 286 2.69 96,332 9.284 299.36 710 96.9 9.501 - 10.000.............. 8,576,299 80 0.84 107,204 9.852 299.35 681 96.4 10.001 - 10.500............. 2,830,180 30 0.28 94,339 10.278 299.57 686 95.1 10.501 - 11.000............. 370,100 3 0.04 123,367 10.750 299.33 689 95.0 11.001 - 11.500............. 140,175 2 0.01 70,088 11.250 299.36 668 93.2 11.501 - 12.000............. 102,537 2 0.01 51,269 11.853 297.65 696 90.0 -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== =============

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Range of Months Remaining Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- to Scheduled Maturity Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- 109 - 120................... $ 29,400 2 (1) $ 14,700 6.306% 116.20 727 100.0% 169 - 180................... 467,927 4 0.05% 116,982 5.298 178.49 737 96.2 217 - 228................... 231,990 4 0.02 57,998 5.834 222.17 713 70.1 265 - 276................... 14,538 2 (1) 7,269 6.261 271.00 721 90.0 277 - 288................... 2,112,282 67 0.21 31,527 5.969 284.46 734 69.5 289 - 300................... 1,021,552,730 12,428 99.72 82,198 5.791 299.24 716 86.9 -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== ============= __________________ (1) Less than 0.01%

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Range of Combined Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Loan-to-Value Ratio (%) Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- 10.01 - 20.00.............. $ 945,306 3 0.09% 315,102 4.030% 299.00 797 17.6% 20.01 - 30.00.............. 481,472 7 0.05 68,782 4.288 295.91 695 27.9 30.01 - 40.00.............. 4,866,809 55 0.48 88,487 4.693 298.40 730 35.4 40.01 - 50.00.............. 9,678,656 106 0.94 91,308 5.066 299.28 721 46.7 50.01 - 60.00.............. 20,269,068 291 1.98 69,653 4.791 299.16 719 55.8 60.01 - 70.00.............. 87,756,336 911 8.57 96,330 5.029 298.94 714 66.9 70.01 - 80.00.............. 175,962,381 1,714 17.18 102,662 5.162 299.20 716 77.9 80.01 - 90.00.............. 384,767,507 5,468 37.56 70,367 5.921 299.20 713 88.9 90.01 - 100.00............. 339,681,332 3,952 33.16 85,952 6.269 299.07 719 98.2 -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== =============

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- State Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- Arkansas.................... $ 191,523 4 0.02% 47,881 5.728% 299.63 734 87.6% Alabama..................... $1,745,603 50 0.17 34,912 4.990 299.10 717 92.0 Arizona..................... $18,158,356 284 1.77 $63,938 5.637 298.16 718 88.6 California.................. 608,552,498 6,491 59.41 93,753 5.967 299.11 715 86.6 Colorado.................... 26,598,431 346 2.60 76,874 5.616 299.22 720 88.0 Connecticut................. 14,243,488 133 1.39 107,094 5.397 299.42 716 78.5 District of Columbia........ 1,553,693 25 0.15 62,148 5.374 299.19 707 83.0 Delaware.................... 2,033,092 21 0.20 96,814 5.527 299.68 717 78.6 Florida..................... 43,608,397 576 4.26 75,709 6.109 299.11 718 87.0 Georgia..................... 11,695,674 184 1.14 63,563 5.252 299.17 717 91.7 Hawaii...................... 9,672,372 78 0.94 124,005 5.464 299.41 737 80.6 Iowa........................ 623,377 23 0.06 27,103 5.549 298.66 723 94.3 Indiana..................... 2,112,679 45 0.21 46,948 5.580 299.49 722 85.5 Illinois.................... 28,754,652 343 2.81 83,833 5.085 299.27 718 86.2 Indiana..................... 2,162,590 62 0.21 34,880 5.567 299.14 713 83.5 Kansas...................... 1,644,952 44 0.16 37,385 5.331 299.10 704 91.5 Kentucky.................... 3,624,308 46 0.35 78,789 5.152 299.37 707 92.4 Louisiana................... 528,792 22 0.05 24,036 5.117 299.02 718 89.3 Massachusetts............... 28,430,221 328 2.78 86,678 5.632 299.35 713 87.7 Maryland.................... 12,431,837 194 1.21 64,082 5.026 298.77 716 89.2 Maine....................... 829,488 15 0.08 55,299 5.671 298.81 690 79.3 Michigan.................... 6,470,371 167 0.63 38,745 5.089 299.16 711 84.4 Minnesota................... 7,790,763 128 0.76 60,865 5.426 299.36 717 89.4 Missouri.................... 2,215,249 63 0.22 35,163 5.073 299.18 723 90.2 Mississippi................. 409,134 15 0.04 27,276 5.135 299.47 698 83.7 Montana..................... 641,018 17 0.06 37,707 5.784 299.32 693 87.9 North Carolina.............. 6,915,289 132 0.68 52,389 5.636 299.14 720 87.7 Nebraska.................... 156,129 6 0.02 26,022 5.471 297.77 719 97.4 New Hampshire............... 2,645,647 44 0.26 60,128 5.522 299.35 700 93.9 New Jersey.................. 31,739,977 384 3.10 82,656 5.332 299.05 711 85.3 New Mexico.................. 1,717,489 27 0.17 63,611 5.371 299.17 724 80.7 Nevada...................... 31,654,773 413 3.09 76,646 5.987 299.35 717 88.1 New York.................... 29,913,335 376 2.92 79,557 5.540 299.22 717 82.8 Ohio........................ 5,280,909 123 0.52 42,934 4.772 299.22 714 94.0 Oklahoma.................... 1,609,231 31 0.16 51,911 5.612 299.38 713 93.8 Oregon...................... 5,388,515 120 0.53 44,904 5.409 299.12 718 89.7 Pennsylvania................ 7,514,949 161 0.73 46,677 5.445 299.16 719 87.8 Rhode Island................ 1,338,147 21 0.13 63,721 5.633 299.09 703 84.0 South Carolina.............. 2,323,901 37 0.23 62,808 4.969 298.94 726 81.9 South Dakota................ 52,500 4 0.01 13,125 4.485 299.00 734 92.4 Tennessee................... 1,822,544 49 0.18 37,195 5.323 299.31 717 91.3 Texas....................... 2,004,769 31 0.20 64,670 5.721 299.10 717 89.8 Utah........................ 5,858,162 95 0.57 61,665 5.852 299.07 712 89.3 Virginia.................... 20,028,963 301 1.96 66,541 5.449 299.20 718 89.5 Vermont..................... 664,880 12 0.06 55,407 5.683 299.20 709 86.9 Washington.................. 23,829,770 332 2.33 71,776 5.484 299.22 718 89.6 Wisconsin................... 4,088,318 82 0.40 49,858 5.434 299.32 713 90.6 West Virginia............... 284,731 10 0.03 28,473 5.016 280.69 733 95.6 Wyoming..................... 853,385 12 0.08 71,115 5.430 299.53 732 86.9 -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== =============

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Range of Credit Scores Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- 821 - 840.................. $ 1,296,787 24 0.13% $ 54,033 5.826% 299.29 825 87.2% 801 - 820.................. 12,712,257 185 1.24 68,715 5.255 299.31 807 81.8 781 - 800.................. 55,555,266 676 5.42 82,182 5.327 298.86 789 84.9 761 - 780.................. 96,561,412 1,201 9.43 80,401 5.480 299.21 770 86.1 741 - 760.................. 127,928,229 1,595 12.49 80,206 5.703 299.14 750 87.0 721 - 740.................. 169,295,215 1,963 16.53 86,243 5.862 299.09 731 87.5 701 - 720.................. 191,084,136 2,271 18.65 84,141 5.843 299.08 710 88.3 681 - 700.................. 148,627,568 1,812 14.51 82,024 6.079 299.22 690 87.3 661 - 680.................. 124,898,001 1,531 12.19 81,579 5.946 299.22 671 87.0 641 - 660.................. 60,568,190 758 5.91 79,905 5.678 299.02 652 84.9 621 - 640.................. 31,355,973 435 3.06 72,083 5.619 299.27 631 82.3 601 - 620.................. 4,424,909 54 0.43 81,943 6.190 298.26 616 80.5 581 - 600.................. 100,925 2 0.01 50,463 4.192 299.21 586 87.0 -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== =============

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Property Type Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- Single Family.............. $ 684,519,477 8,360 66.82% $ 81,880 5.765% 299.11 714 86.2% Planned Unit Development (PUD).................... 228,729,820 2,668 22.33 85,731 5.703 299.20 717 87.4 Low Rise Condominium....... 76,124,811 1,067 7.43 71,345 5.971 299.10 725 90.7 2-4 Units.................. 24,250,473 231 2.37 104,980 6.623 299.13 718 88.7 High Rise Condominium...... 8,677,868 114 0.85 76,122 6.613 299.31 721 86.7 Manufactured House (1)..... 2,106,419 67 0.21 31,439 4.187 298.84 717 70.7 -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== ============= ___________________ (1) Treated as real property.

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Range of Gross Margins (%) Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- Less than or equal to 0.000 $ 113,327,925 1,091 11.06% $ 103,875 4.387% 299.09 739 77.7% 0.001 - 0.250.............. 23,650,007 249 2.31 94,980 4.575 298.98 711 73.1 0.251 - 0.500.............. 88,401,957 1,039 8.63 85,084 4.620 299.08 725 77.3 0.501 - 0.750.............. 30,088,285 287 2.94 104,837 4.984 299.08 718 75.5 0.751 - 1.000.............. 72,914,614 662 7.12 110,143 5.415 299.13 716 82.3 1.001 - 1.250.............. 51,876,767 505 5.06 102,726 5.313 299.24 703 77.3 1.251 - 1.500.............. 40,126,828 438 3.92 91,614 5.358 299.20 713 87.4 1.501 - 1.750.............. 38,174,666 426 3.73 89,612 5.741 299.20 703 84.5 1.751 - 2.000.............. 74,811,234 1,266 7.30 59,093 5.335 298.90 724 90.0 2.001 - 2.250.............. 73,302,533 1,102 7.16 66,518 5.323 299.26 718 89.6 2.251 - 2.500.............. 109,124,590 1,571 10.65 69,462 6.261 299.18 730 93.2 2.501 - 2.750.............. 73,517,683 967 7.18 76,027 6.920 299.23 701 90.5 2.751 - 3.000.............. 52,346,947 663 5.11 78,955 5.863 299.13 699 93.5 3.001 - 3.250.............. 22,416,682 252 2.19 88,955 6.148 298.00 702 93.5 3.251 - 3.500.............. 64,306,511 898 6.28 71,611 7.119 299.27 702 96.4 3.501 - 3.750.............. 15,164,216 213 1.48 71,194 7.300 299.11 698 94.3 3.751 - 4.000.............. 17,043,222 184 1.66 92,626 6.811 299.30 696 96.1 4.001 - 4.250.............. 25,731,729 261 2.51 98,589 8.319 299.32 713 96.5 4.251 - 4.500.............. 19,796,485 225 1.93 87,984 8.886 299.22 704 97.4 4.501 - 4.750.............. 5,426,366 58 0.53 93,558 8.524 299.45 701 95.8 4.751 - 5.000.............. 3,900,138 54 0.38 72,225 7.860 299.32 671 94.5 5.001 - 5.250.............. 6,005,102 62 0.59 96,856 9.946 299.31 679 98.0 5.251 - 5.500.............. 972,738 15 0.09 64,849 8.608 299.37 685 97.5 5.501 - 5.750.............. 707,364 5 0.07 141,473 10.386 299.27 684 89.5 5.751 - 6.000.............. 707,088 4 0.07 176,772 8.212 299.28 652 92.6 6.001 - 6.250.............. 161,679 4 0.02 40,420 9.435 298.63 675 85.2 6.251 - 6.500.............. 202,975 3 0.02 67,658 7.193 299.17 643 94.3 6.501 - 6.750.............. 60,137 1 0.01 60,137 11.750 296.00 696 90.0 6.751 - 7.000.............. 42,400 1 0.00 42,400 12.000 300.00 695 90.0 9.001 - 9.250.............. 100,000 1 0.01 100,000 8.500 300.00 634 89.4 -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== =============

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Range of Credit Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Limit Utilization Rates (%) Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- 0.01 - 10.00............... $ 1,971,797 317 0.19% $ 6,220 5.327% 297.57 734 73.7% 10.01 - 20.00.............. 5,826,734 372 0.57 15,663 5.047 298.57 723 77.1 20.01 - 30.00.............. 9,236,322 371 0.90 24,896 5.317 298.47 719 75.9 30.01 - 40.00.............. 12,143,855 349 1.19 34,796 5.097 297.78 723 77.0 40.01 - 50.00.............. 15,905,444 334 1.55 47,621 5.003 298.70 723 77.7 50.01 - 60.00.............. 19,063,812 315 1.86 60,520 4.856 298.98 721 78.8 60.01 - 70.00.............. 17,442,364 301 1.70 57,948 5.086 298.85 711 79.6 70.01 - 80.00.............. 24,434,102 324 2.39 75,414 4.843 298.93 711 77.8 80.01 - 90.00.............. 24,467,202 261 2.39 93,744 4.942 299.13 715 80.5 90.01 - 100.00............. 893,917,235 9,563 87.26 93,477 5.908 299.18 716 88.1 -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== =============

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Maximum Loan Rates (%) Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- 11.949..................... $ 7,029,967 33 0.69% $ 213,029 5.331% 299.33 727 100.0% 16.000..................... 32,470,158 439 3.17 73,964 5.561 299.32 717 83.2 17.000..................... 44,541,027 604 4.35 73,743 6.103 299.11 717 86.8 18.000..................... 940,288,037 11,428 91.79 82,279 5.787 299.12 716 86.8 21.000..................... 79,679 3 0.01 26,560 4.624 298.00 597 72.1 -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== =============

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Range of Credit Limits ($) Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- 0.01 - 10,000.00.. $ 1,011,379 129 0.10% $ 7,840 5.524% 298.81 706 83.9% 10,000.01 - 20,000.00.. 9,844,897 789 0.96 12,478 5.105 298.46 712 85.4 20,000.01 - 30,000.00.. 14,657,635 747 1.43 19,622 5.002 298.98 712 87.0 30,000.01 - 40,000.00.. 25,644,743 827 2.50 31,009 5.597 299.21 715 87.8 40,000.01 - 50,000.00.. 50,982,913 1,304 4.98 39,097 5.736 299.13 713 86.7 50,000.01 - 60,000.00.. 56,935,359 1,081 5.56 52,669 5.695 299.33 719 90.0 60,000.01 - 70,000.00.. 67,088,474 1,090 6.55 61,549 5.948 299.26 717 91.5 70,000.01 - 80,000.00.. 81,625,617 1,187 7.97 68,766 6.014 299.14 717 92.6 80,000.01 - 90,000.00.. 64,995,622 828 6.34 78,497 5.965 299.23 714 93.1 90,000.01 - 100,000.00.. 104,423,798 1,304 10.19 80,080 5.769 299.21 714 88.1 100,000.01 - 125,000.00.. 100,369,749 945 9.80 106,211 6.286 298.94 717 92.0 125,000.01 - 150,000.00.. 110,278,493 915 10.77 120,523 5.911 299.00 709 86.0 150,000.01 - 175,000.00.. 31,930,153 222 3.12 143,830 5.827 299.18 713 88.4 175,000.01 - 200,000.00.. 45,969,644 306 4.49 150,228 5.769 299.26 718 81.7 200,000.01 - 225,000.00.. 21,210,468 119 2.07 178,239 5.750 299.06 713 86.9 225,000.01 - 250,000.00.. 26,662,878 145 2.60 183,882 5.543 299.04 719 79.6 250,000.01 - 275,000.00.. 12,871,995 60 1.26 214,533 6.127 299.36 709 85.3 275,000.01 - 300,000.00.. 27,697,803 119 2.70 232,755 5.540 299.22 714 77.3 300,000.01 - 325,000.00.. 10,016,130 40 0.98 250,403 6.036 299.37 726 85.6 325,000.01 - 350,000.00.. 12,209,613 44 1.19 277,491 5.442 299.21 722 81.1 350,000.01 - 375,000.00.. 6,086,086 20 0.59 304,304 5.488 299.21 729 84.8 375,000.01 - 400,000.00.. 11,795,931 38 1.15 310,419 5.625 299.11 724 74.3 400,000.01 - 425,000.00.. 6,423,252 19 0.63 338,066 5.588 299.02 716 85.7 425,000.01 - 450,000.00.. 6,082,619 17 0.59 357,801 5.439 297.52 713 84.2 450,000.01 - 475,000.00.. 4,634,414 13 0.45 356,493 5.521 299.40 723 81.8 475,000.01 - 500,000.00.. 24,763,176 73 2.42 339,222 5.177 298.83 728 74.6 500,000.01 - 525,000.00.. 4,657,929 9 0.45 517,548 5.990 299.22 726 86.0 525,000.01 - 550,000.00.. 2,358,895 5 0.23 471,779 4.896 298.92 726 83.6 550,000.01 - 575,000.00.. 5,070,050 10 0.49 507,005 5.673 299.44 713 78.6 575,000.01 - 600,000.00.. 3,127,972 8 0.31 390,997 4.855 298.93 722 79.8 600,000.01 - 625,000.00.. 2,287,577 4 0.22 571,894 6.092 299.00 723 86.3 625,000.01 - 650,000.00.. 2,699,104 6 0.26 449,851 5.571 299.22 750 81.2 650,000.01 - 675,000.00.. 1,738,000 3 0.17 579,333 6.441 299.77 684 77.5 675,000.01 - 700,000.00.. 5,620,656 11 0.55 510,969 5.121 299.60 733 83.5 700,000.01 - 725,000.00.. 2,144,200 3 0.21 714,733 5.747 299.33 712 86.4 725,000.01 - 750,000.00.. 2,415,000 4 0.24 603,750 4.577 299.69 733 76.7 750,000.01 - 775,000.00.. 50,000 1 0.00 50,000 7.500 299.00 779 85.0 775,000.01 - 800,000.00.. 3,978,700 5 0.39 795,740 5.052 299.40 725 73.8 800,000.01 - 825,000.00.. 1,098,825 2 0.11 549,413 5.578 298.21 695 67.8 825,000.01 - 850,000.00.. 200,000 1 0.02 200,000 8.750 299.00 729 90.0 850,000.01 - 875,000.00.. 1,750,000 2 0.17 875,000 3.745 299.50 735 51.3 875,000.01 - 900,000.00.. 3,012,608 5 0.29 602,522 5.986 299.08 742 83.5 900,000.01 - 925,000.00.. 920,000 1 0.09 920,000 6.000 299.00 740 80.0 925,000.01 - 950,000.00.. 4,681,973 5 0.46 936,395 4.202 298.80 702 78.2 950,000.01 - 975,000.00.. 990,000 2 0.10 495,000 5.857 298.94 769 70.4 975,000.01 - 1,000,000.00.. 15,010,876 22 1.47 682,313 5.459 299.07 713 81.4 Greater than 1,000,000.00.. 24,383,660 17 2.38 1,434,333 5.559 299.29 705 76.5 -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== =============

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Lien Priority Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- Second Liens............... $1,024,408,867 12,507 100.00% $ 81,907 5.791% 299.13 716 86.8% -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== =============

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Delinquency Status Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- Current.................... $1,024,408,867 12,507 100.00% $ 81,907 5.791% 299.13 716 86.8% -------------- ---------- ------------- Total $1,024,408,867 12,507 100.00% ============== ========== =============

Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to- Origination Year Outstanding Loans Outstanding Balance Rate (months) Score Value Ratio ---------------------------- -------------- ---------- ------------- ----------- ---------- ------------ ------------- ------------- 1998....................... $ 231,990 4 0.02% $ 57,998 5.834% 222.17 713 70.1% 2002....................... 14,538 2 0.00 7,269 6.261 271.00 721 90.0 2003....................... 2,177,276 68 0.21 32,019 6.000 284.86 732 70.1 2004....................... 1,021,985,062 12,433 99.76 82,199 5.790 299.18 716 86.9 -------------- ------ ------ Total $1,024,408,867 12,507 100.00% ============== ========== =============

Filing Compare · CWABS Revolving Home Equity Loan Trust, Series 2004-T