UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~January~~February 2110, 2004

GREAT LAKES BANCORP, INC.

(Exact name of registrant as specified in its charter)

New York	000-50267	13-4237490
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)



2421 Main Street, Buffalo, New York		14214
(Address of principal executive offices)		(Zip Code)

Registrant's telephone number, including area code (716) 961-1900

Not Applicable

(Former name or former address, if changed since last report)

Item 5 Other Events and Required FD Disclosure and
Item 12 Results of Operations and Financial Condition
Item 12. Results of Operations and Financial Condition

On ~~January 21~~February 10, 2004, Great Lakes Bancorp, Inc. ~~issued~~(the a"Registrant") reported ~~report~~its toresults ~~shareholders,~~of ~~announcing~~operations ~~financial results~~ for the fourth quarter and year ended ~~September~~ ~~30,~~December ~~2003~~31, 2004. ~~The~~A ~~report~~copy of the press release issued by the Registrant concerning the foregoing results is ~~annexed~~furnished herewith as Exhibit 99.1 toand ~~this~~is ~~Current Report~~incorporated onherein ~~Form~~by ~~8-K~~reference.

The information contained herein and in ~~this~~the ~~Form~~accompanying ~~8-K~~exhibit ~~and~~shall not be incorporated by reference into any filing of the ~~Exhibit~~Registrant, whether made before ~~annexed~~or after the date hereof, regardless of any general incorporation language in such filing. The information in this report, including the exhibit hereto, shall not be deemed to be "filed" for purposes of Section 18 of the ~~Securities~~ Securities Exchange Act of 1934, as amended, ~~nor~~or ~~shall~~otherwise itsubject beto ~~deemed~~the ~~incorporated~~liabilities of bythat ~~reference~~section ~~into~~or ~~any~~Sections ~~filing~~11 ~~under~~and 12(a)(2) of the Securities Act of 1933, as ~~amended,~~ ~~except as shall be expressly set forth in such filing~~amended.

Item 7 Financial Statements, Pro Forma Financial Information and Exhibits
(c) Exhibits.
99.1 3rd Quarter 2003 Report to Shareholders, issued January 21, 2004.
SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Great Lakes Bancorp, Inc.
Date: January 22, 2004	By:	/s/ Kim S. Destro
Date: February 10, 2004	By:	/s/ Andrew W. Dorn, Jr.
	Name:	Kim S. Destro
	Name: Title:	Andrew W. Dorn, Jr. President & Chief Executive Officer
	Title:	Vice President & Chief Financial Officer

Exhibit Number	Description
99.1	3rd Quarter 2003 Report to Shareholders, issued January 21, 2004.

Item 5		Other Events and Required FD Disclosure and
Item 12		Results of Operations and Financial Condition

Item 7		Financial Statements, Pro Forma Financial Information and Exhibits
	(c)	Exhibits.
		99.1	3rd Quarter 2003 Report to Shareholders, issued January 21, 2004.

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