~~SECURITIES~~UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

Washington, D.C. 20549

_________________

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) ~~ofthe~~of the Securities Exchange Act of 1934

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Date of Report(Date of earliestevent reported): April 27, 2004

Date of Report
(Date of earliest
event reported):	December 22, 2004

Ridgestone Financial Services, Inc.

(Exact name of registrant as specified in its charter)

Wisconsin	0-27984	39-1797151
(State or other jurisdiction	(Commission File Number)	(IRS Employer
(State or other	(Commission File	(IRS Employer
of incorporation)		Identification No.)
jurisdiction of	Number)	Identification No.)
incorporation)

13925 West North Avenue, Brookfield, Wisconsin 53005 (Address of principal executive offices, including zip code)

(262) 789-1011 (Registrant's telephone number, including area code)

~~Item~~_________________ ~~7. Financial Statements and Exhibits.~~

~~(a)~~Check ~~Not~~the ~~applicable.~~appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[_] Written communications pursuant to Rule 425 under the Securities Act (b)17 ~~Not~~CFR ~~applicable~~230.425)

~~(c)~~[_] ~~Exhibits.~~Soliciting ~~The~~material ~~following~~pursuant ~~exhibit~~to isRule ~~being~~14a-12 ~~furnished~~under ~~herewith:~~the Exchange Act (17 CFR 240.14a-12)

~~(99)~~[_] ~~Ridgestone~~Pre-commencement ~~Financial~~communications ~~Services,~~pursuant ~~Inc.~~to ~~press~~Rule ~~release,~~14d-2(b) ~~dated~~under ~~April~~the ~~27,~~Exchange ~~2004~~Act (17 CFR 240.14d-2(b))

~~Item~~[_] ~~12. Results of~~Pre-commencement ~~Operations~~communications ~~and~~pursuant ~~Financial~~to ~~Condition.~~Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

On AprilItem 27, 2004, Ridgestone Financial Services, Inc8. issued a press release announcing financial results for the three months ended March 31, 200401. AOther copy of the press release is included as Exhibit 99 to this Current Report on Form 8-KEvents.

~~-2-~~ On December 22, 2004, Ridgestone Financial Services, Inc. (the “Company”) issued a press release announcing the decision of its Board of Directors to file Form 15 with the Securities and Exchange Commission (the “SEC”) on or about March 7, 2005, to terminate the registration of its Common Stock under the Securities Exchange Act of 1934, as amended.

~~SIGNATURES~~ A copy of the press release is filed as Exhibit 99 to this Current Report on Form 8-K and is incorporated herein by reference.

Pursuant toItem the9.01. requirementsFinancial ofStatements theand Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorizedExhibits.

	RIDGESTONE FINANCIAL SERVICES, INC.
Dated: April 27, 2004	By: /s/ Christine V. Lake
	Christine V. Lake
	President and
	Chief Operating Officer

(a)

Financial Statements of Businesses Acquired. Not applicable.

~~-3-~~(b) Pro Forma Financial Information. Not applicable.

~~Exhibit~~(c) ~~Index to Current Report on Form 8-K~~ Exhibits:

~~Exhibit~~(99) ~~Number Description~~Press Release of Ridgestone Financial Services, Inc., dated December 22, 2004.

~~(99)~~-2- ~~Ridgestone Financial Services, Inc. press release, dated April 27, 2004.~~

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	RIDGESTONE FINANCIAL SERVICES, INC.
Date: December 22, 2004	By: /s/ Christine V. Lake
	Christine V. Lake
	President and
	Chief Operating Officer

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RIDGESTONE FINANCIAL SERVICES, INC.
FORM 8-K
EXHIBIT INDEX

Exhibit
Number

Description

(99)	Press Release of Ridgestone Financial Services, Inc., dated December 22, 2004.

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