SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_________________

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934

_________________

Date of Report(Date of earliestevent reported): ~~November~~April 1427, ~~2003~~2004

Ridgestone Financial Services, Inc.

(Exact name of registrant as specified in its charter)

Wisconsin	0-27984	39-1797151
(State or other	(Commission File	(IRS Employer
(State or other jurisdiction	(Commission File Number)	(IRS Employer
jurisdiction of	Number)	Identification No.)
of incorporation)		Identification No.)
incorporation)

13925 West North Avenue, Brookfield, Wisconsin 53005 (Address of principal executive offices, including zip code)

(262) 789-1011 (Registrant’'s telephone number)

Item 7. Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Exhibits. The following exhibit is being furnished herewith:

(99) ~~Financial statements of~~ Ridgestone Financial Services, Inc., ~~including~~press ~~Consolidated Balance Sheets as of September 30~~release, ~~2003~~dated ~~and~~April ~~December 31~~27, 2002, Consolidated Statements of Income for the three and nine months ended September 30, 2003 and 2002, Consolidated Statements of Cash Flows for the nine months ended September 30, 2003 and 2002, Consolidated Statements of Stockholders’ Equity for the nine months ended September 30, 2003 and 2002 and Notes to Consolidated Financial Statements2004.

Item 912. Results of ~~Regulation~~Operations FDand ~~Disclosure~~Financial Condition.

On ~~November~~April 1427, ~~2003~~2004, Ridgestone Financial Services, Inc. ~~(the~~issued ~~“Company”)~~a ~~filed~~press ~~its Quarterly~~release ~~Report on Form 10-QSB with the Securities and Exchange Commission. The Company~~announcing ~~has furnished herewith as Exhibit 99 certain~~ financial ~~information~~results ~~contained in such Quarterly Report on Form 10-QSB, including Consolidated Balance Sheets as of September 30, 2003 and December 31, 2002, Consolidated Statements of Income~~ for the three ~~and nine~~ months ended ~~September~~March 3031, ~~2003~~2004. ~~and~~A ~~2002,~~copy ~~Consolidated Statements~~ of ~~Cash Flows for~~ the ~~nine~~ ~~months~~press ~~ended September 30, 2003 and 2002, Consolidated Statements of~~release ~~Stockholders’~~is ~~Equity~~included ~~for~~as ~~the~~Exhibit ~~nine~~99 ~~months~~to ~~ended~~this ~~September~~Current ~~30,~~Report ~~2003~~on ~~and~~Form ~~2002 and Notes to Consolidated Financial Statements~~8-K.

-2-

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

RIDGESTONE FINANCIAL SERVICES, INC. Dated: November 14, 2003 By: /s/ Christine V. Lake Christine V. Lake Executive Vice President

	RIDGESTONE FINANCIAL SERVICES, INC.
Dated: April 27, 2004	By: /s/ Christine V. Lake
	Christine V. Lake
	President and
	Chief Operating Officer

-3-

Exhibit Index to Current Report on Form 8-K

Exhibit
Number Description

Filing Compare · RIDGESTONE FINANCIAL SERVICES INC