SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report: April 19 29, 2004 (Date of earliest event reported)

ONYX ACCEPTANCE CORPORATION

(Exact name of Registrant as specified in its charter)

Delaware (State of Incorporation) 28050 (Commission File No.) 33-0577635 (I.R.S. Employer Identification No.)


Delaware	28050	33-0577635
(State of Incorporation)	(Commission File No.)	(I.R.S. Employer Identification No.)

27051 Towne Centre Drive, Suite 100 Foothill Ranch, California (Address of Principal Executive Offices) 92610 (Zip Code)


27051 Towne Centre Drive, Suite 100
Foothill Ranch, California		92610
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s Telephone Number, Including Area Code: (949) 465-3500

TABLE OF CONTENTS

	Item 5. Other Events
	Item 7. Financial Statements and Exhibits
	Item 7. Exhibits
	Item 12. Regulation FD Disclosure
Signatures
SIGNATURES
EXHIBIT INDEX
EXHIBIT 99.1

Item 57. ~~Other~~Financial ~~Events~~Statements and Exhibits

~~On April 19, 2004 Onyx Acceptance Corporation issued a press release~~(c) Exhibits ~~announcing an increase in borrowing capacity under an existing~~ warehouse line and the execution of a new residual financing facility. The press release is filed as Exhibit 99.1 to this Current Report on Form 8-K, and the contents of the Exhibit are incorporated herein by reference.

~~Item 7~~99.1 ~~Exhibits~~ Press Release, dated April 29, 2004.

(c)		Exhibits
		99.1	Press Release dated April 19, 2004

Item 12. Regulation FD Disclosure

2 On April 29, 2004, Onyx Acceptance Corporation issued a press release announcing certain of its first quarter operating results. The press release is filed as Exhibit 99.1 to this Current Report on Form 8-K, and the contents of the Exhibit are incorporated herein by reference.

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.

	ONYX ACCEPTANCE CORPORATION
	ONYX ACCEPTANCE FINANCIAL CORPORATION
April 26, 2004	By:	/s/ Michael A. Krahelski
May 3, 2004	By: /s/ Michael A. Krahelski
	Michael A. Krahelski, Senior Vice President	~~Michael A. Krahelski, Senior Vice President~~

EXHIBIT INDEX

ExhibitNumber		Description
99.1		Press Release dated April 19, 2004


99.1		Press Release, dated April 29, 2004.

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