SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) ~~March~~April 2614, 2003

Triad Automobile Receivables Trust 2003-A

(Issuer with respect to ~~Securities~~the Notes)

Triad Financial Corporation

(Exact name of registrant as specified in its charter)

California	333-90130	33-0356705
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)
Debra Glasser, Esq. Triad Financial Corporation 7711 Center Avenue Suite 100 Huntington Beach, California		92647
(Address of principal executive offices)		(Zip Code)

Debra Glasser, Esq. Triad Financial Corporation 7711 Center Avenue Suite 100
Huntington Beach, California		92647
(Address of principal		(Zip Code)
executive offices)


Registrant’s Telephone Number, including area code:		(714) 373-8300

No Change

(Former name or former address, if changed since last report)

TABLE OF CONTENTS

	Item 2. Acquisition or Disposition of Assets
	Item 5. Other Events
	Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
SIGNATURES
EXHIBIT INDEX
EXHIBIT 99
Exhibit 1.1
Exhibit 4.1
Exhibit 4.2
Exhibit 4.3
Exhibit 4.4
Exhibit 8.2
Exhibit 10.1

Item 25. ~~Acquisition~~ orOther ~~Disposition of Assets~~Events

~~Description~~Information related to distributions to Noteholders for the March, 2003 Collection Period with respect to the Class A-1 Notes, Class A-2-A Notes, Class A-2-B Notes, Class A-3 Notes, Class A-4 Notes and the Class B Notes (the “Notes”) issued by the Issuer. The performance of the ~~Securities~~Receivables held by the Issuer as well as other information related to the Notes is contained in the Servicer’s Certificate and the ~~Auto~~Statement ~~Loans~~ to Noteholders for the referenced Collection Period. Both reports have been provided to the Noteholders pursuant to the Sale and Servicing Agreement dated as of March 1, 2003 among the Issuer, Triad Financial Special Purpose LLC, as Depositor, Triad Financial Corporation, as Servicer and JPMorgan Chase Bank, as Backup Servicer and Indenture Trustee (the “Agreement”).

Triad Financial Corporation, as Sponsor (“Triad”), has registered an issuance of $5,000,000,000 in principal amount of Securities (the “Securities”) on Form S-3 (Registration File No. 333-90130) (the “Registration Statement”). Pursuant to the Registration Statement, Triad Automobile Receivables Trust 2003-A (the “Issuer”) issued $200,000,000 Class A-1 1.25% Automobile Receivables Backed Notes, $177,000,000 Class A-2-A 1.59% Automobile Receivables Backed Notes, $100,000,000 Class A-2-B LIBOR 0.09% Automobile Receivables Backed Notes, $228,000,000 Class A-3 LIBOR 0.19% Automobile Receivables Baked Notes and $206,000,000 Class A-4 LIBOR 0.36% Automobile Receivables Backed Notes, (collectively, the “Notes”) on March 26, 2003 (the “Closing Date”). This Current Report on Form 8-K is being filed to satisfy an undertaking to file copies of certain agreements executed in connection with the issuance of the Notes, the forms of which were filed as Exhibits to the Registration Statement.

The Notes were issued pursuant to an Indenture attached hereto as Exhibit 4.1, dated as of March 1, 2003, between the Issuer and JPMorgan Chase Bank, as Trustee (the “Trustee”).

The Notes will evidence indebtedness of the Issuer, the assets of which consist primarily of motor vehicle retail installment sales contracts and installment loans (the “Receivables”) secured by new and used automobiles and light duty trucks financed thereby.

As of the Closing Date, the Receivables had the characteristics described in the Prospectus Supplement dated March 18, 2003 (the “Prospectus Supplement”) filed with the Commission pursuant to Rule 424(b)(5) of the Act on March 26, 2003.

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.

(a) Not applicable

(b) Not applicable

1 99.~~1 Underwriting~~ Servicer’s ~~Agreement,~~Certificate ~~dated~~and asStatement ofto ~~March 18,~~Noteholders ~~2003,~~for ~~between~~the ~~Triad~~March, ~~Financial~~2003 ~~Special~~Collection ~~Purpose~~Period ~~LLC,~~relating asto ~~Depositor (~~the ~~“Depositor”)~~Notes ~~and~~issued ~~Deutsche~~by ~~Bank Securities Inc., as Representative of~~ the ~~several~~Issuer ~~Underwriters~~pursuant ~~(the~~to ~~“Representative”)~~the Agreement.

4.1 Indenture, dated as of March 1, 2003, between the Issuer and the Trustee.

4.2 Amended and Restated Trust Agreement, dated as of March 26, 2003, among Triad, the Depositor and Wilmington Trust Company, as the Owner Trustee.

4.3 Sale and Servicing Agreement, dated as of March 1, 2003, among the Depositor, Triad, the Issuer and the Trustee.

4.4 Financial Guaranty Insurance Policy, dated as of March 26, 2003 and delivered by Ambac Assurance Corporation.

8.2 Opinion of Dewey Ballantine LLP, dated March 26, 2003, with respect to certain tax matters.

10.1 Purchase Agreement, dated as of March 1, 2003, between Triad and the Depositor.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

TRIAD FINANCIAL CORPORATION By: Name: Title: /s/ ~~Debra~~Mike GL. ~~Glasser~~Wilhelms ~~Name:~~Mike ~~Debra G~~L. ~~Glasser~~Wilhelms ~~Title:~~Chief ~~Vice~~Financial ~~President – Legal~~Officer

Dated: ~~March~~April 2614, 2003

EXHIBIT INDEX

Exhibit No.		Description
1.1		Underwriting Agreement, dated as of March 18, 2003, between Triad Financial Special Purpose LLC, as Depositor and Deutsche Bank Securities, Inc., as Representative of the several Underwriters (the “Representative”).
99		Servicer’s Certificate and Statement to Noteholders for the March, 2003 Collection Period relating to the Notes issued by the Issuer.
4.1		Indenture, dated as of March 1, 2003, between the Issuer and the Trustee.
4.2		Amended and Restated Trust Agreement, dated as of March 26, 2003, among Triad, the Depositor and Wilmington Trust Company, as the Owner Trustee.
4.3		Sale and Servicing Agreement, dated as of March 1, 2003, among the Depositor, Triad, the Issuer and the Trustee.
4.4		Financial Guaranty Insurance Policy, dated as of March 26, 2003 and delivered by Ambac Assurance Corporation.
8.2		Opinion of Dewey Ballantine LLP, dated March 26, 2003, with respect to certain tax matters.
10.1		Purchase Agreement, dated as of March 1, 2003, between Triad and the Depositor.

Table of Contents

Table of Contents

Table of Contents

Table of Contents

Table of Contents

Filing Compare · TRIAD AUTOMOBILE RECEIVABLES TRUST 2003-A