UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): April 10, 2026

Date of Report (Date of earliest event reported): February 24, 2026

Universal Insurance Holdings, Inc.

(Exact name of registrant as specified in its charter)

(Exact name of registrant as specified in its charter)

Delaware

001-33251

65-0231984

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(IRS Employer

Identification No.)

1110 W. Commercial Blvd., Fort Lauderdale, Florida 33309

(Address of Principal Executive Offices) (Zip Code)

Registrant’s telephone number, including area code: (954) 958-1200

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Registrant’s telephone number, including area code: (954) 958-1200

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)


☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, $0.01 Par Value	UVE	New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 27.0201 ~~Results~~Regulation ofFD ~~Operations and Financial Condition~~Disclosure

On ~~February 24~~April 10, 2026, Universal Insurance Holdings, Inc. ~~issued~~(the “Company”) announced that its Board of Directors declared a ~~press~~cash ~~release~~dividend ~~announcing~~of ~~its~~$0.16 ~~financial~~per ~~results~~share ~~for~~of the ~~fiscal~~Company’s ~~quarter~~common ~~and~~stock, ~~year~~payable ~~ended~~on ~~December 31~~May 15, ~~2025.~~2026 Ato ~~copy~~shareholders of record as of the ~~press~~close of business on May 8, 2026. The Company also announced that it will release its first quarter 2026 earnings on April 23, 2026, and will host an earnings call on April 24, 2026. The announcement, a copy of which is attached hereto as Exhibit 99.1, is incorporated herein by reference.

The information in this Current Report on Form 8-K, including Exhibit 99.1 hereto, is being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.


Item 9.01			Financial Statements and Exhibits

(d) Exhibits:

Exhibit Number						Description
99.1						Press Release dated ~~February~~April 2410, 2026.
104						The cover page from this Current Report on Form 8-K formatted in Inline XBRL (included as Exhibit 101).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: February 24, 2026

UNIVERSAL INSURANCE HOLDINGS, INC.

Date: April 10, 2026

UNIVERSAL INSURANCE HOLDINGS, INC.

By:

~~By:~~

/s/ ~~Frank~~Stephen CJ. ~~Wilcox~~Donaghy

Name:

~~Name:~~

~~Frank~~Stephen CJ. ~~Wilcox~~Donaghy

Title:

~~Title:~~

Chief ~~Financial~~Executive Officer

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