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~~UNITED STATES SECURITIES AND EXCHANGE COMMISSION~~ Washington, D.C. 20549

FORM 8-K

CURRENT REPORT ~~Pursuant to Section 13 or 15(d) of the SECURITIES AND EXCHANGE ACT OF 1934~~

~~Date~~Pursuant ofto ~~Report~~Section ~~(Date~~13 ofor ~~earliest event reported~~15(d) ~~August~~of ~~30, 2005~~the

~~STRUCTURED~~Securities ~~ASSET MORTGAGE~~Exchange ~~INVESTMENTS~~Act ~~II INC. (Exact name~~ of ~~Registrant as specified in its charter)~~1934

~~Delaware~~Date ~~(State~~of orReport ~~other~~(Date ~~jurisdiction~~ of ~~incorporation)~~earliest ~~333-120916~~event ~~(Commission file number~~reported) ~~30-0183252~~October ~~(I.R.S.~~27, ~~employer identification no.)~~2005

~~383~~STRUCTURED ~~Madison~~ASSET ~~Avenue~~MORTGAGE ~~New~~INVESTMENTS ~~York,~~II ~~New York (Address of principal executive offices) 10179 (ZIP Code)~~INC.

~~Registrant's~~(Exact ~~telephone~~name ~~number,~~of ~~including~~registrant ~~area~~as ~~code (212)~~specified ~~272-2000~~in its charter)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b)) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Delaware	333-120916	30-0183252
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

383 Madison Avenue New York, New York		10179
(Address of Principal Executive Offices)		(Zip Code)

~~Item~~Registrant’s ~~8.01 Other~~telephone ~~Events~~number, including area code, is (212) 272-2000

On or ~~about~~Check ~~August 30, 2005,~~ the ~~Registrant~~appropriate ~~will~~box ~~cause~~below if the ~~issuance~~Form ~~and~~8-K ~~sale~~filing ~~of Structured~~is ~~Asset~~intended ~~Mortgage~~to ~~Investments~~simultaneously IIsatisfy ~~Trust~~the ~~2005-F1~~filing ~~Pass-Through Certificates,~~obligation ~~Series~~of ~~2005-F1 (~~the ~~“Certificates”)~~registrant ~~pursuant~~under toany aof ~~Pooling Agreement,~~the ~~dated~~following ~~August~~provisions ~~30,~~(see ~~2005,~~General ~~between~~Instruction ~~the Registrant and U~~A.S2. ~~Bank National Association.~~ below):

~~In connection~~o ~~with~~Written ~~the~~communications ~~sale~~pursuant ~~of the Certificates, the Registrant has been advised by Bear Stearns & Co. Inc. (“Bear Stearns”), that Bear Stearns has furnished~~ to ~~prospective~~Rule ~~investors~~425 ~~certain~~under ~~information attached hereto as Exhibit 99.1 that may be considered “computational materials” (as defined in~~ the ~~no-action letter dated May 20, 1994 issued by the Division of Corporation Finance of the~~ Securities ~~and~~Act ~~Exchange Commission~~ (~~the “Commission”) to Kidder, Peabody Acceptance Corporation I, Kidder, Peabody & Co. Incorporated, and Kidder Structured Asset Corporation and the no-action letter dated February~~ 17, ~~1995~~CFR issued by the Division of Corporation Finance of the Commission to the Public Securities Association) (the “Computational Materials”) with respect to the Certificates following the effective date of Registration Statement No230. ~~333-120916 which Computational Materials are being filed as exhibits to this report.~~ 425)

~~The Computational~~o ~~Materials~~Soliciting ~~have~~material ~~been~~pursuant provided by Bear Stearns and were prepared at the request of certain prospective investors, based on assumptions provided by, and satisfying the special requirements of, such prospective investors. The Computational Materials may be based on assumptions that differ from the assumptions set forth in the Prospectus Supplement. The Computational Materials may not include, and do not purport to ~~include,~~Rule ~~information~~14a-12(b) ~~based~~under ~~on assumptions representing a complete set of possible scenarios. Accordingly,~~ the ~~Computational~~ ~~Materials~~Exchange ~~may~~Act ~~not~~(17 beCFR ~~relevant to or appropriate for investors other than those specifically requesting them~~240. 14a-12(b))

~~In addition,~~o ~~the~~Pre-commencement ~~actual~~communications ~~characteristics~~pursuant ~~and~~to ~~performance~~Rule ~~of the pooled certificates underlying the Certificates~~ 14d-2(~~the “Pooled Certificates”~~b) may differ from the assumptions used in the Computational Materials, which are hypothetical in nature and which were provided to certain investors only to give a general sense of how the yield, average life, duration, expected maturity, interest rate sensitivity and cash flow characteristics of the Certificates might vary under ~~varying prepayment and other scenarios. Any difference between such assumptions and~~ the ~~actual~~Exchange ~~characteristics~~Act ~~and~~(17 ~~performance~~CFR ~~of the Pooled Certificates will affect the actual yield, average life, duration, expected maturity, interest rate sensitivity and cash flow characteristics of the Certificates~~240. 14d-2(b))

~~Item~~o ~~9.01 Financial~~Pre-commencement ~~Statements, Pro~~communications ~~Forma~~pursuant ~~Financial~~to ~~Information~~Rule ~~and~~13e-4(c) ~~Exhibits~~under the Exchange Act (17 CFR 240.13e-4(c))

~~(a)~~ Item ~~Not~~8.01. Other ~~applicable~~Events.

On or about October 31, 2005, the Registrant will cause the issuance and sale of approximately $2,444,759,100 initial principal amount of Bear Stearns ARM Trust 2005-10 Mortgage Pass-Through Certificates, Series 2005-10 (bthe “Certificates”) ~~Not~~pursuant ~~applicable~~to a Pooling and Servicing Agreement, to be dated as of October 1, 2005, among the Registrant as depositor, Wells Fargo Bank, N.A. as master servicer, securities administrator and auction administrator, EMC Mortgage Corporation, as seller, and company and U.S. Bank National Association, as trustee.

In connection with the sale of the Series 2005-10, Class A-1, Class A-2, Class A-3, Class X, Class M, Class R-1, Class R-2, Class B-1, Class B-2, Class B-3 and Class B-4 Certificates (ccollectively, the “Underwritten Certificates”), ~~Exhibits~~the Registrant has been advised by Bear, Stearns & Co. Inc. (the “Underwriter”), that the Underwriter has furnished to prospective investors certain computational materials (the “Computational Materials”) with respect to the Underwritten Certificates following the effective date of Registration Statement No. 333-120916, which Computational Materials are being filed as exhibits to this report,

~~Exhibit~~The ~~No.~~Computational ~~Item~~Materials ~~601(a)~~have ofbeen ~~Regulation~~provided ~~S-K~~by ~~Exhbit~~the NoUnderwriter. ~~Description~~The information in the Computational Materials is preliminary and may be superseded by the Prospectus Supplement relating to the Certificates and by any other information subsequently filed with the Securities and Exchange Commission.

1The ~~99.1~~ Computational Materials —were ~~Computational~~prepared ~~Materials~~by ~~(as~~the ~~defined~~Underwriter inat ~~Item~~the ~~8.01)~~request ~~that~~of ~~have~~certain ~~been~~prospective investors, based on assumptions provided by, and satisfying the ~~Underwriter~~special torequirements ~~certain~~of, such prospective ~~purchasers~~investors. ofThe ~~Structured~~Computational ~~Asset~~Materials ~~Mortgage~~may ~~Investments~~be IIbased ~~Trust~~on ~~2005-F1~~assumptions ~~Pass-Through~~that ~~Certificates,~~differ ~~Series~~from ~~2005-F1~~the ~~(filed~~assumptions set forth in ~~paper~~the ~~pursuant~~Prospectus Supplement. The Computational Materials may not include, and do not purport to include, information based on assumptions representing a complete set of possible scenarios. Accordingly, the ~~automatic~~Computational ~~SEC~~Materials ~~exemption~~may ~~pursuant~~not be relevant to ~~Release~~or ~~33-7427,~~appropriate ~~August~~for 7,investors ~~1997)~~other than those specifically requesting them.

~~SIGNATURES~~In addition, the actual characteristics and performance of the mortgage loans underlying the Underwritten Certificates (the “Mortgage Loans”) may differ from the assumptions used in the Computational Materials, which are hypothetical in nature and which were provided to certain investors only to give a general sense of how the yield, average life, duration, expected maturity, interest rate sensitivity and cash flow characteristics of the Underwritten Certificates might vary under varying prepayment and other scenarios. Any difference between such assumptions and the actual characteristics and performance of the Mortgage Loans will affect the actual yield, average life, duration, expected maturity, interest rate sensitivity and cash flow characteristics of the Underwritten Certificates.

~~Pursuant~~Item to9.01. ~~the~~Financial ~~requirements of the Securities Exchange Act of 1934~~Statements, ~~the~~Pro ~~Registrant~~Forma ~~has~~Financial ~~duly~~Information ~~caused~~and ~~this report to be signed on its behalf by the undersigned hereunto duly authorized.~~ Exhibits

~~STRUCTURED~~(a) ~~ASSET~~Financial ~~MORTGAGE~~Statements. ~~INVESTMENTS~~Not ~~II INC~~applicable. ~~By:~~(b) ~~/s/~~Pro ~~Sara~~Forma ~~Bonesteel~~Financial ~~Name:~~Information. ~~Sara~~Not ~~Bonesteel~~applicable. ~~Title:~~(c) ~~Senior Managing Director~~Exhibits

Dated: August 31, 2005

Exhibit No.	Item 601(a) of Regulation S-K Exhibit No.	Description

1	99	Computational Materials—Computational Materials (as defined in Item 8.01) that have been provided by the Underwriter to certain prospective purchasers of Bear Stearns ARM Trust 2005-10 Mortgage Pass-Through Certificates, Series 2005-10 (filed in paper pursuant to the automatic SEC exemption pursuant to Release 33-7427, August 7, 1997)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on behalf of the Registrant by the undersigned thereunto duly authorized.

STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.

By:	/s/ Joseph T. Jurkowski, Jr.__________
Name:	Joseph T. Jurkowski, Jr.
Title:	Vice President

Dated: October 27, 2005

EXHIBIT INDEX

Exhibit Number Item 601(a) of Regulation S-K Exhbit No. Sequentially Numbered Description Page

Exhibit Number	Item 601(a) of Regulation S-K Exhibit No.	Sequentially Numbered Description	Page

1	99	Computational Materials	Filed Manually

1 99.1 Computational Materials Filed Manually

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