8-K 1 d329581.txt IMH ASSETS CORP. -------------------------------------------------------------------------------- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2005 IMH ASSETS CORP. (as depositor under a Series 2005-4 Indenture dated as of May 6, 2005, providing for, inter alia, the issuance of Collateralized Asset-Backed Bonds, Series 2005-4) IMH Assets Corp. -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) California 333-117817 33-0705301 ----------------- ------------ ------------------- (State or Other (Commission (I.R.S. Employer Jurisdiction File Number) Identification No.) of Incorporation) 1401 Dove Street Newport Beach, California 92660 ------------------------- ---------- (Address of Principal (Zip Code) Executive Offices) Registrant's telephone number, including area code: (949) 475-3600 -------------- -------------------------------------------------------------------------------- Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b)) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 8.01 Other Events. ------------ Description of the Mortgage Pool On or about May 6, 2005, the Registrant will cause the issuance and sale of approximately $1,922,316,000 initial principal amount of Collateralized Asset-Backed Bonds, Series 2005-4 (collectively, the "Bonds") pursuant to an Indenture, dated as of May 6, 2005, between Impac CMB Trust Series 2005-4, as Issuer, and Deutsche Bank National Trust Company, as Indenture Trustee. The Bonds to be designated as the Series 2005-4 Bonds will represent in the aggregate the entire beneficial ownership interest in a trust estate (the "Trust Estate") consisting primarily of a pool (the "Mortgage Pool") of conventional, one- to four-family, first lien adjustable-rate and second lien fixed-rate mortgage loans having original terms to maturity up to 30 years (the "Group 1 Mortgage Loans") and adjustable-rate first lien multifamily mortgage loans having original terms to maturity up to 30 years (the "Group 2 Mortgage Loans"; and together with the Group 1 Mortgage Loans, the "Mortgage Loans"). Collateral Term Sheets Bear, Stearns & Co. Inc., Countrywide Securities Corporation and Merrill Lynch, Pierce, Fenner & Smith Incorporated (together the "Underwriters") has advised the Registrant that they have furnished to certain prospective investors certain materials, herein referred to as "Collateral Term Sheets", in written form, which Collateral Term Sheets are in the nature of data tables and term sheet information relating to the Mortgage Loans or other assets of the Trust Fund. The Collateral Term Sheets have been provided by the Underwriters. The information in the Collateral Term Sheets is preliminary and will be superseded by a prospectus supplement relating to the Bonds and by any other information subsequently filed with the Commission. The Collateral Term Sheets were prepared by the Underwriters at the request of certain prospective investors. The Collateral Term Sheets may be based on information that differs from the information set forth in the prospectus supplement. Item 9.01 Financial Statements and Exhibits. --------------------------------- (a) Not applicable (b) Not applicable (c) Exhibits EXHIBIT NO. DESCRIPTION ----------- ----------- 99.1 Collateral Term Sheets (as defined in Item 8.01) that have been provided by Bear, Stearns & Co. Inc., Countrywide Securities Corporation and Merrill Lynch, Pierce, Fenner & Smith Incorporated (together the "Underwriters") to certain prospective purchasers of Impac CMB Trust Series 2005-4, Collateralized Asset-Backed Bonds, Series 2005-4. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: April 26, 2005 IMH ASSETS CORP. By: /s/ Richard J. Johnson ----------------------------- Name: Richard J. Johnson Title: EVP, CFO Index to Exhibits ----------------- SEQUENTIALLY EXHIBIT NO. DESCRIPTION NUMBERED PAGE 99.1 Collateral Term Sheets (as defined in Item P 8.01) that have been provided by Bear, Stearns & Co. Inc., Countrywide Securities Corporation and Merrill Lynch, Pierce, Fenner & Smith Incorporated (together the "Underwriters) to certain prospective purchasers of Impac CMB Trust Series 2005-4, Collateralized Asset-Backed Bonds, Series 2005-4. EXHIBIT 99.1 FILED BY PAPER

THE UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): March 30, 2005

IMH ASSETS CORP. (as depositor under a Series 2005-3 Indenture dated as of April 6, 2005, providing for, inter alia, the issuance of Collateralized Asset-Backed Bonds Series 2005-3)

IMH Assets Corp.

(Exact name of registrant as specified in its charter)

CALIFORNIA (State or Other Jurisdiction of Incorporation)	333-117187 (Commission File Number)	33-0705301 (I.R.S. Employer Identification No.)
1401 Dove Street Newport Beach, California (Address of Principal Executive Offices)		92660 (Zip Code)

Registrant’s telephone number, including area code, is (949) 475-3600.

______________________________________________________________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b)) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.01. Completion of Acquisition or Disposition of Assets.

For a description of the Bonds and the Mortgage Pool, refer to the Indenture.

Item 9.01.	Financial Statements and Exhibits.
	(a)	Not applicable

(b) Not applicable (c) Exhibits:

25.1 Statement of Eligibility of Wells Fargo Bank, N.A. on Form T-1 under the Trust Indenture Act of 1939 of a corporation designated to act as Trustee.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

IMH ASSETS CORP. By: /s/ Richard J. Johnson Name: Richard J. Johnson Title: EVP, CFO

Dated: March 30, 2005

EXHIBIT INDEX

Exhibit Number Description

25.1 Statement of Eligibility of Wells Fargo Bank, N.A. on Form T-1 under the Trust Indenture Act of 1939 of a corporation designated to act as Trustee.

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