8-K 1 d202875.txt ARGENT SECURITIES INC ================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2004 ARGENT SECURITIES INC. (as depositor under the Pooling and Servicing Agreement, dated as of January 1, 2004, providing for the issuance of Asset-Backed Pass-Through Certificates, Series 2003-W10) ARGENT SECURITIES INC. (Exact name of registrant as specified in its charter) --------------------------------------------------------------------------------

================================================================================ -2- Item 5. OTHER EVENTS Description of the Certificates and the Mortgage Pool On January 9, 2004 (the "Closing Date"), a single series of certificates, entitled Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2003-W10 (the "Certificates"), was issued pursuant to a pooling and servicing agreement, dated as of January 1, 2004 (the "Agreement"), among Argent Securities Inc. as depositor (the "Registrant"), Ameriquest Mortgage Company as master servicer (the "Master Servicer") and Deutsche Bank National Trust Company as trustee (the "Trustee"). The Certificates designated as the Series 2003-W10 Certificates represent in the aggregate the entire beneficial ownership interest in a trust fund (the "Trust Fund") consisting primarily of a pool (the "Mortgage Pool") of conventional, one- to four-family, first lien adjustable-rate and fixed- rate mortgage loans having original terms to maturity up to 30 years (the "Mortgage Loans"). As of the Closing Date, the Trust Fund primarily consisted of the Mortgage Pool, which consisted of Mortgage Loans having an aggregate principal balance of approximately $699,999,988. The tables attached as an exhibit hereto describe certain characteristics of the Mortgage Pool as of the Closing Date. -3- Item 7. FINANCIAL STATEMENTS AND EXHIBITS 1. Not applicable 2. Not applicable 3. Exhibits EXHIBIT NO. DESCRIPTION 99.1 Characteristics of the Mortgage Pool as of January 9, 2004, relating to Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2003-W10. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 21, 2004 ARGENT SECURITIES INC. By: /S/ JOHN P. GRAZER ------------------ Name: John P. Grazer Title: CFO Index to Exhibits

ARGENT SECURITIES INC ASST BACK PASS THR CERTS SER 20003-W10 8-K