LAKELAND FINANCIAL CORP 8-K

What Happened On January 26, 2026, Lakeland Financial Corporation (LKFN) announced its results of operations for the three- and twelve-month periods ended December 31, 2025. The company issued a press release reporting its quarterly and annual earnings that day; the release is furnished as Exhibit 99.1 to the Form 8-K under Item 2.02 (Results of Operations and Financial Condition) and Item 9.01 (Financial Statements and Exhibits).

Key Details

• Filing date: January 26, 2026 (Form 8-K, accession 0000721994-26-000012).
• Reporting periods: three months and twelve months ended December 31, 2025.
• Press release: furnished as Exhibit 99.1 to the Form 8-K.
• Legal note: the exhibit was furnished and is not “filed” for purposes of Section 18 of the Securities Exchange Act.

Why It Matters The 8-K furnishes Lakeland’s reported quarterly and full-year 2025 results (earnings, revenue and other financial metrics) and is the company’s official disclosure of those results. Retail investors should read the furnished press release (Exhibit 99.1) to see the specific figures and any management commentary; the Form 8-K indicates the information is furnished rather than filed, which affects certain legal liabilities under the Exchange Act.