SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~November~~January 1921, ~~2025~~2026

(Exact name of registrant as specified in its charter)

UNION BANKSHARES, INC.


(State or other jurisdiction		(Commission	(IRS Employer
of incorporation)		File Number)	Identification Number)
VT		001-15985	03-0283552

(Address of principal executive offices)			(Zip Code)
20 Lower Main St., P.O. Box 667			05661-0667
Morrisville	,	VT

Registrant's telephone number, including area code: (802) 888-6600

(Former name or former address, if changed since last report)

Not applicable

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting materials pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to section 12(b) of the Act:

Common Stock, $2.00 par value

UNB

Nasdaq Stock Market

(Title of class)

(Trading Symbol)

(Exchanges registered on)

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 42.0102. Results ~~Changes~~of inOperations ~~Registrant’s~~and ~~Certifying~~Financial ~~Accountant.~~Condition

OnAs ~~November~~provided ~~19,~~in ~~2025,~~General ~~the~~Instruction ~~Audit~~B.2 ~~Committee~~to ofForm ~~the Board of Directors of Union Bankshares~~8-K, ~~Inc. (~~the ~~“Company”)~~information ~~approved~~furnished ~~the~~in ~~dismissal~~this ofItem ~~Berry,~~2.02 ~~Dunn,~~and ~~McNeil~~in &Exhibit ~~Parker,~~99.1 ~~LLC,~~hereto ~~the~~shall ~~Company’s~~not ~~independent~~be ~~registered~~deemed ~~public~~filed ~~accounting~~for ~~firm,~~purposes ~~effective as~~ of ~~November~~Section ~~19,~~18 ~~2025.~~of ~~Concurrently,~~ the ~~Board~~Securities ~~approved~~and ~~the~~Exchange ~~engagement~~Act of ~~BDMP Assurance~~1934, ~~LLP~~ as ~~the~~amended, ~~Company’s~~nor ~~new~~shall ~~independent~~it ~~registered~~be ~~public~~deemed ~~accounting~~incorporated ~~firm~~by ~~for~~reference ~~the~~in ~~fiscal~~any ~~year~~filing ~~ending~~with ~~December~~the ~~31,~~Securities ~~2025.~~and ~~BDMP~~Exchange ~~Assurance~~Commission, ~~LLP~~except isas ashall ~~licensed~~be ~~CPA~~expressly ~~firm~~provided ~~registered with the PCAOB, owned~~ by ~~certain~~specific ~~partners~~reference ofin ~~Berry,~~such ~~Dunn, McNeil & Parker, LLC~~filing.

~~The~~On ~~reports of Berry~~January 21, ~~Dunn~~2026, ~~McNeil~~Union ~~& Parker~~Bankshares, ~~LLC~~Inc. onissued ~~the~~a ~~Company’s~~press ~~financial~~release, ~~statements~~a ~~for~~copy ~~the~~of ~~fiscal~~which ~~years~~is ~~ending~~furnished ~~December~~with ~~31,~~this ~~2023~~Form ~~and~~8-K ~~December~~as 31Exhibit 99.1, ~~2024~~announcing ~~did~~net ~~not~~income ~~contain~~and annet ~~adverse~~income ~~opinion~~per orshare afor ~~disclaimer~~the offourth ~~opinion,~~quarter ~~nor~~and ~~were~~year ~~they~~ended ~~qualified~~December or31, ~~modified~~2025, as towell ~~uncertainty,~~as ~~audit~~the ~~scope,~~declaration orof ~~accounting~~a ~~principles~~regular quarterly cash dividend.

~~During the Company’s two most recent fiscal years and the subsequent interim period preceding the dismissal, there were (i) no disagreements (as defined in~~ Item ~~304(a)(1)(iv)~~8.01. ofOther Regulation S-K) with Berry, Dunn, McNeil & Parker, LLC on any matter of accounting principles or practices, financial statement disclosure, or auditing scope or procedure, which disagreements, if not resolved to the satisfaction of Berry, Dunn, McNeil & Parker, LLC, would have caused it to make reference to the subject matter thereof in connection with its reports on the financial statements for such years, and (ii) no “reportable events” (as described in Item 304(a)(1)(v) of Regulation S-K).Events

~~The~~Declaration ~~Company has provided Berry, Dunn, McNeil & Parker, LLC with a copy~~ of ~~the~~Regular ~~disclosures~~Quarterly ~~made~~Cash in this Current Report on Form 8-K and has requested that Berry, Dunn, McNeil & Parker, LLC furnish the Company with a letter addressed to the U.S. Securities and Exchange Commission stating whether or not it agrees with the above statements. A copy of such letter is filed as Exhibit 16.1 to this Form 8-K.Dividend

~~During~~On ~~the fiscal years ended December 31~~January 21, ~~2024~~2026 ~~and 2023, and~~ the ~~subsequent~~Board ~~interim period through November 19, 2025, neither the Company nor anyone on the Company’s behalf consulted with BDMP Assurance, LLP with respect to either (i)(a) the application~~ of ~~accounting~~Directors ~~principles to a specified transaction, either completed or proposed, or (b) the type~~ of ~~audit~~Union ~~opinion that might be rendered on the Company’s consolidated financial statements~~Bankshares, ~~and~~Inc. ~~neither~~declared a ~~written~~quarterly ~~report~~cash ~~nor~~dividend ~~oral~~of ~~advice~~$0.36 ~~was~~per ~~provided~~share. byThe ~~BDMP~~dividend ~~Assurance,~~is ~~LLP~~payable toon ~~the Company that BDMP Assurance~~February 5, ~~LLP~~2026 ~~concluded was an important factor that the Company consider in reaching a decision as~~ to ~~any~~shareholders ~~accounting, auditing or financial reporting issue, or (ii) any other matter that was the subject~~ of arecord ~~“disagreement” or a “reportable event” (~~as ~~these terms are defined in Item 304(a)(1)~~ of ~~Regulation~~January 31, ~~S-K and the related instructions)~~2026.

Item 8.01 Other Events.

Amendment of Insider Trading Policy

On November 19, 2025, the Union Bankshares, Inc. Insider Trading Policy was updated to reflect the following:

•Designee role: In addition to the Chief Executive Officer and the Compliance Officer, a designee is now able to notify directors and senior officers regarding the blackout period.

•Blackout periods and trading windows: The amended policy replaces the quarterly blackout period start date from the 15th day to the 20th day of the last month of each fiscal quarter.

The changes take effect immediately. A copy of the updated Insider Trading Policy is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

Appointment of Subsidiary Director

OnThe ~~November~~Board 19of Directors of Union Bankshares, ~~2025~~Inc. appointed Steven P. Cote, age 58, to the Board of ~~Directors of~~ Union Bank, a wholly owned subsidiary of Union Bankshares, Inc., ~~appointed~~Steven ~~Walter~~currently B.serves ~~Frame~~as ~~III,~~President ~~age~~of ~~60,~~Chalmers toInsurance ~~the~~Group, ~~Board~~where ofhe ~~Union~~leads ~~Bank.~~strategic ~~Walter~~direction, iscarrier ~~currently~~relations, and the ~~Chief~~delivery ~~Operating~~of ~~Officer~~high‑quality atclient ~~von~~service ~~Trapp~~experiences. ~~Family~~He ~~Lodge~~joined &Chalmers ~~Resort~~ in ~~Stowe,~~2000 ~~Vermont~~ and ~~previously~~became ~~served~~the asfirst ~~Vice~~non‑family ~~President~~member ~~and~~in ~~Director~~the ofagency’s ~~Real~~158‑year ~~Estate~~history ~~Development~~to atassume ~~Spruce~~the ~~Peak~~role ~~Realty,~~of ~~LLC~~President ~~(AIG~~in ~~Global~~2014. ~~Real~~He ~~Estate)~~brings ~~for~~34 ~~the~~years ~~periods~~of ~~2003-2011,~~experience ~~also~~ in ~~Stowe~~the insurance industry, ~~Vermont.~~complemented ~~His~~by ~~experience~~longstanding ~~with~~service ~~financial~~on boards and ~~operational~~educational ~~roles~~institutions in ~~hospitality~~Maine and ~~property~~New Hampshire. His background in risk management, ~~within~~strategic ~~the~~planning, ~~Bank's~~client ~~local~~service ~~markets~~excellence and community engagement will ~~add~~provide valuable insight to the Board of Union Bank.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits:

			16.1			Letter from Berry, Dunn. McNeil & Parker, LLC to the U.S. Securities and Exchange Commission dated November 19, 2025.
			99.1			Union Bankshares, Inc. Insider Trading Policy dated November 19, 2025

The following Exhibit, referred to in Item 2.02 of the Report is furnished, not filed; herewith:

Exhibit 99.1 Union Bankshares, Inc. Press Release dated January 21, 2026, announcing a regular quarterly dividend and fourth quarter and year ended December 31, 2025 net income and net income per share.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			Union Bankshares, Inc.
November 19, 2025			/s/ David S. Silverman
January 21, 2026			/s/ David S. Silverman
			David S. Silverman
			Chief Executive Officer
November 19, 2025			/s/ Karyn J. Hale
January 21, 2026			/s/ Karyn J. Hale
			Karyn J. Hale
			Chief Financial Officer

EXHIBIT INDEX

16.1			Letter from Berry, Dunn. McNeil & Parker, LLC to the U.S. Securities and Exchange Commission dated November 19, 2025.
99.1			Union Bankshares, Inc. Press Release dated January 21, 2026, announcing a regular quarterly dividend and fourth quarter and year ended December 31, 2025 net income and net income per share.
99.1			Union Bankshares, Inc. Insider Trading Policy dated November 19, 2025.
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

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