Newton Nikki Farentino 4

What Happened
Nikki Farentino, President of Private Wealth Management at UMB Financial Corp (UMBF), was granted 1,634 restricted stock units (RSUs) on 2026-02-09. To satisfy tax withholding on a related vesting event, 240 shares were surrendered/disposed on 2026-02-07 at $134.32 per share, generating roughly $32,237.

Key Details

• Transactions reported: tax withholding share disposition on 2026-02-07 (240 shares @ $134.32, proceeds ≈ $32,237); RSU grant/acquisition on 2026-02-09 (1,634 RSUs, $0 exercise price).
• Footnotes: the filing notes dividends earned upon vesting of the underlying RSU (F1). The RSUs vest 33% on 2/9/2027, 33% on 2/9/2028 and 34% on 2/9/2029 (F2).
• Type of transactions: A = grant/award (RSUs); F = share disposition for tax withholding (not an open-market sale).
• Filing: Reported on 2026-02-10 covering transactions on 2/7 and 2/9/2026; filing appears timely.
• Shares owned after the transactions: not specified in the information provided in this summary.

Context
The RSU grant is an award, not an open-market purchase; the 240-share disposition was used to cover tax withholding tied to vesting/award and is a routine administrative action rather than a directional market trade. The RSUs vest over three years per the schedule above.