SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report: ~~August~~October 1528, 2025

INDEPENDENT BANK CORPORATION

(Exact name of registrant as specified in its charter)


Michigan	0-7818	38-2032782
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)


4200 East Beltline Grand Rapids, Michigan			49525
(Address of principal executive office)			(Zip Code)

Registrant’s telephone number,

including area code:

(616) 527-5820

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):


o			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading symbol(s)	Name of each exchange on which registered
Common stock, no par value	IBCP	NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Item 82.0102. ~~Other~~Results ~~Events~~of Operations and Financial Condition

On ~~August 15~~October 28, 2025, Independent Bank Corporation ~~(the “Corporation”), the holding company for Independent Bank,~~ issued a press release announcing ~~with~~its ~~great~~financial ~~sadness~~results ~~that~~for ~~Michael~~the M.quarter ~~Magee~~ended September 30, Jr2025., ~~current~~A ~~Board~~copy ~~member~~of ~~and~~the ~~past~~press ~~Chairman~~release ~~(2013-2024)~~is ofattached ~~the~~as ~~Board~~Exhibit of99.1. ~~Directors~~Attached ~~for~~Exhibit ~~Independent~~99.2 ~~Bank~~contains ~~Corporation~~supplemental ~~and~~data ~~Independent~~to ~~Bank,~~that ~~passed~~press ~~away~~release onand ~~August~~attached 3,Exhibit ~~2025~~99.3 contains a slide presentation for our earnings conference call.

AThe ~~copy~~information in this Form 8-K and the attached Exhibits shall not be deemed filed for purposes of Section 18 of the ~~press~~Securities ~~release~~Exchange isAct ~~attached~~of 1934, as ~~Exhibit~~amended, ~~99.1~~nor toshall ~~this~~they ~~Current~~be ~~Report~~deemed onincorporated ~~Form~~by ~~8-K~~reference ~~and~~in isany ~~incorporated~~filing ~~herein~~under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.

Item 9.01. Financial Statements and Exhibits

Exhibits.

99.1			Press release ~~date~~dated ~~August~~October 1528, 2025.
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)
99.2			Supplemental data to the Registrant’s press release dated October 28, 2025.
99.3			Earnings conference call presentation.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

INDEPENDENT BANK CORPORATION

(Registrant)

Date

810/1528/2025

/s/Gavin A. Mohr

Gavin A. Mohr, Principal Financial Officer

Filing Compare · INDEPENDENT BANK CORP /MI/