M&T BANK CORP 8-K

What Happened

• M&T Bank Corporation announced its results of operations for the quarter and year ended December 31, 2025 (Item 2.02) via a news release dated January 16, 2026.
• On the same date, M&T posted an investor presentation to its website that it may use in investor and analyst conversations (Item 7.01).
• The 8-K includes the news release and presentation as exhibits (Exhibit 99.1 and Exhibit 99.2) and an Inline XBRL cover page (Exhibit 104). The filing is signed by Daryl N. Bible, Senior EVP and Chief Financial Officer.

Key Details

• Date of filing and disclosures: January 16, 2026.
• Period covered: quarter and year ended December 31, 2025.
• Exhibits filed: 99.1 (news release), 99.2 (investor presentation), 104 (Inline XBRL cover page).
• Presentation available at M&T’s Investor Relations page: ir.mtb.com/events-presentations.

Why It Matters

• This 8-K is the company’s formal public release of its latest quarterly and full-year earnings information and supporting investor materials.
• Retail investors should review the attached news release and presentation for the company’s reported revenue, net income, earnings per share, capital ratios, and any commentary on results or outlook.
• The posting of the investor presentation signals materials management may use in guidance or analyst discussions; it’s a primary source to understand performance and near-term priorities without speculation.