BROWN & BROWN, INC.

BROWN & BROWN, INC.

Ticker BRO, Brown & Brown, Inc. is a publicly traded insurance intermediary (SIC 6411) that assembles wholesale brokerage, retail risk services and specialty programs across property/casualty, employee benefits, and personal lines to help businesses and individuals navigate complex exposures; the company assembles carrier relationships and consulting-capable advisors to serve middle-market firms, large enterprises, and affluent households seeking policies tailored to transportation, healthcare, construction, and nonprofit sectors. Its model relies on distributed offices and digital intake to match clients with underwriting capacity while managing premium financing, claims advocacy, and compliance reporting. While the industry remains sensitive to macroeconomic shifts, catastrophe losses, and rate volatility, Brown & Brown also must comply with state insurance regulators, SEC disclosure regimes, and myriad licensing rules that could rise in scrutiny as it grows through acquisitions; these factors, along with evolving technology risk and talent retention needs, shape its material risk profile. CIK 79282 reports are worth watching, and investors can view live SEC filings on Earnings Feed.