WASHINGTON MUTUAL FINANCE CORP

WASHINGTON MUTUAL FINANCE CORP

Based on my research, here is the SEC company profile paragraph: Washington Mutual Finance Corp, with CIK 7214, operates within the personal credit institutions industry, providing direct consumer installment loans and purchasing retail installment contracts from local retail establishments for personal, family, and household purposes. As a subsidiary within the Washington Mutual corporate structure, the company serves individual consumers seeking credit products in the competitive consumer finance market. Like all personal credit institutions, Washington Mutual Finance Corp is subject to comprehensive state and federal lending regulations, including truth-in-lending requirements, fair credit practices, and usury limitations that govern interest rates and loan terms. The company faces material risks including credit losses from consumer defaults, interest rate fluctuations affecting borrowing costs, and regulatory compliance requirements that vary across the jurisdictions where it operates. Following its form 10-Q filing in November 1999, the company continued to manage its loan portfolio while navigating the evolving competitive landscape of consumer finance. To review the company's complete SEC filings and financial disclosures, visit the live filings on Earnings Feed.