FIRST CITIZENS BANCSHARES INC /TN/

FIRST CITIZENS BANCSHARES INC /TN/

First Citizens Bancshares Inc (CIK 719264), a Tennessee-based financial holding company, operates as a state commercial bank serving customers throughout the Volunteer State. The company provides comprehensive banking services including checking and savings accounts, consumer and commercial loans, digital banking solutions, and insurance products across 24 branches, with particular strength in Memphis, Nashville, and Chattanooga markets. With total assets of approximately $2.6 billion and the leading deposit market share in its headquarters MSA, First Citizens serves retail and commercial customers through traditional branch networks and digital banking platforms. The bank operates as a non-accelerated filer and faces material risks inherent to regional banking operations, including interest rate volatility, credit risk, and competitive pressures in its market. Discover more about First Citizens Bancshares' financial performance and regulatory filings on Earnings Feed.