FOOTHILL INDEPENDENT BANCORP

FOOTHILL INDEPENDENT BANCORP

Foothill Independent Bancorp operates as a community-focused state commercial bank rooted in the California marketplace, providing deposit accounts, commercial and consumer lending, cash management, and other treasury services tailored to small- and mid-sized businesses, professional firms, and affluent individuals across the Foothill corridor; the firm’s reliance on interest income exposes it to rate risk while its capital position must remain compliant with state banking regulators and the FDIC, placing asset quality and liquidity management at the center of its risk oversight, especially since the most recent filing on Form 10-Q in November 1999; as a state-chartered bank with roots in the SIC 6021 universe, Foothill leans on close relationship banking and underwriting discipline to differentiate itself, balancing community reinvestment goals with the regulatory requirement to maintain prompt corrective action buffers, so investors interested in staying current on these developments should view live SEC filings on Earnings Feed.