FIRST CHARTER CORP /NC/

FIRST CHARTER CORP /NC/

FIRST CHARTER CORP /NC/ operates within the National Commercial Banks arena, serving the SIC-defined pool of commercial institutions focused on diverse lending and deposit-taking activities; the bank offers core products such as commercial loans, real estate financing, deposit accounts, and treasury management services that cater to middle-market companies, municipal entities, and individual depositors in its regional footprint. As a regulated financial institution, it must navigate capital adequacy, liquidity, and risk-based supervision from federal regulators and the FDIC, which heightens scrutiny around credit quality and interest-rate sensitivity, especially when broader trends influence the National Commercial Banks cohort. The firm’s last SEC disclosure was the Form 10-Q filed in November 1999, reminding stakeholders that its public reporting cadence has not refreshed in decades and reinforcing the importance of monitoring any updated filings for changes to its asset mix, regulatory capital, or governing risk-management policies. CIK 717306 underscores its SEC identity, and you can view live SEC filings on Earnings Feed.