NATIONAL MERCANTILE BANCORP

NATIONAL MERCANTILE BANCORP

National Mercantile Bancorp operates as a traditional state commercial bank, delivering core offerings such as deposit accounts, commercial and consumer lending, and cash management services tailored to local businesses and individual customers within its regional footprint, positioning it amid the Community and Regional Banking SIC emphasis on personal relationships and localized underwriting. With CIK 714801 but no public ticker, the company remains anchored in long-term client partnerships instead of market-driven equity scrutiny, yet this private posture heightens the need to articulate material risks—including interest-rate sensitivity, credit quality shifts, and the regulatory compliance burden imposed by state and federal banking authorities—so stakeholders understand how such exposures are managed through prudent capital and liquidity planning. The latest publicly available disclosure, a Form 10-Q filed in August 1999, reflects the enduring practice of periodic reporting even in a low-profile setting; for the freshest insight into their filings, view live SEC filings on Earnings Feed.