UNITED FINANCIAL BANKING COMPANIES INC

UNITED FINANCIAL BANKING COMPANIES INC

United Financial Banking Companies Inc. operates as a State Commercial Bank under SIC 6021, delivering deposit and lending services that mix consumer checking/savings, small-business credit, and treasury management to communities anchored in its regional footprint; its basic products include insured deposit accounts, fixed-rate mortgages, commercial lines of credit, and wealth planning advice tailored to local entrepreneurs and families. With the bank’s charter tightly regulated by state banking authorities alongside FDIC oversight, interest-rate sensitivity, credit quality in a potentially volatile local economy, and compliance with capital adequacy standards comprise the most material risks, so investors should note the last substantive disclosure was a Form 8-K filed Dec 1999 that highlighted personnel or contract matters still on record; the company maintains prudential controls but remains beholden to macroeconomic shifts and regulatory exams. CIK 714286 remains the identifier for these filings; view live SEC filings on Earnings Feed.