ONE AMERICAN CORP

ONE AMERICAN CORP

One American Corp operates as a State Commercial Bank (SIC 6021) focused on providing deposit, lending, and treasury services tailored to small and mid-sized businesses along with the communities of its regional footprint, leveraging its charter to offer checking, savings, commercial real estate, and equipment financing while supporting municipal depositories and personal banking needs. The company’s team emphasizes relationship banking, cash management, and strategic capital deployment so that local business owners, professional practices, and non-profits can access working capital, lines of credit, and payment solutions that match their cash flows. Management frames profitability around net interest margin expansion and fee-based services, but also flags material risks from credit quality deterioration, rapid shifts in interest rates, regulatory compliance burdens (including safety-and-soundness oversight from state and federal agencies), and operational resilience, especially as disclosed in the most recent Form 10-Q filed in November 1999. CIK 708817 is the anchor for tracing these disclosures, so view live SEC filings on Earnings Feed.