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ISSUER//CIK 0000708815

HIGH POINT FINANCIAL CORP

SIC 6022State Commercial Banksoperating

Exchange

Entity type

operating

Fiscal year end

Dec 31

Headquarters

NJ

Research Summary

AI-assisted · Grounded in filings

Updated Nov 24, 2025

HIGH POINT FINANCIAL CORP

High Point Financial Corp., a State Commercial Bank rooted in community-focused finance, deploys a suite of deposit accounts, commercial loans, and treasury services tailored to mid-market businesses and local consumers within its regional footprint, reflecting the traditional banking orientation embedded in its SIC context; the firm navigates the same regulatory intensity as its state-chartered peers, balancing lending discipline with compliance obligations such as capital adequacy, liquidity requirements, and periodic disclosures outlined in its latest Form 10-Q filed May 1999, while remaining alert to credit concentration and interest rate sensitivity risks inherent to short-cycle commercial banking; the company’s decision-makers keep an eye on operational efficiency and asset quality to serve established clients who prioritize a conservative, relationship-driven approach, and investors can monitor developments—CIK 708815—by viewing live SEC filings on Earnings Feed.

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