UNITED BANCORPORATION OF ALABAMA INC

UNITED BANCORPORATION OF ALABAMA INC

United Bancorporation of Alabama Inc operates as a State Commercial Bank (SIC 6021), offering a suite of deposit, lending, and treasury services tailored to community businesses and individual savers across its regional footprint; the company blends traditional relationship banking with a focus on asset quality and liquidity management to serve small and midsized enterprises while also providing mortgage and consumer lending options. As a compliance-focused institution, it navigates the consumer protection and capital adequacy requirements imposed by the Federal Reserve and FDIC, with material risks tied to interest rate fluctuations, credit quality in its loan portfolio, and regulatory scrutiny typical for regional banks operating under the heightened standards for safety and soundness; its responsiveness to economic cycles and loan-loss provisioning directly influences earnings stability. The latest public disclosure is the Form 10-Q filed in November 1999, underscoring the importance of timely access to filings, so view live SEC filings on Earnings Feed.