Bank of Commerce Holdings

Bank of Commerce Holdings

Bank of Commerce Holdings (CIK 702513), a community-focused state commercial bank operating under SIC 6021, markets traditional deposit accounts, treasury management services, and commercial and consumer lending to small and mid-sized businesses, municipal entities, and retail households across its regional footprint; the company highlights relationship banking, cash-flow lending, and fee-based advisory services as its core offerings, pairing a branch network with digital channels to capture locally sourced deposits and fund working capital cycles. Target customers rely on its credit underwriting specialists for tailored lines of credit, real estate loans, and equipment financing, while wealth-management clients seek guidance on retirement vehicles and trust services. Material risks include exposure to interest rate volatility that can compress margins, credit quality deterioration in a slower economy, and regulatory oversight from state authorities and the FDIC that demands robust capital planning, liquidity, and compliance programs. The most recent SEC disclosure for the franchise is a Form 10-Q filed in November 1999, and investors may view live SEC filings on Earnings Feed.