PROFESSIONAL BANCORP INC

PROFESSIONAL BANCORP INC

Professional Bancorp Inc (CIK 700914) anchors community banking in the State Commercial Banks space (SIC 6021) with full-service deposit, lending, and treasury solutions tailored to small and mid-sized businesses and professionals in its regional footprint. The company is guided by its latest Form 10-Q filed in November 1999, underscoring its ongoing disclosure responsibilities even during periods of transition, and it remains sensitive to the same sector-wide headwinds—interest-rate volatility that squeezes net interest margins, credit-quality shifts in commercial real estate, and evolving compliance demands from state regulators and the OCC. By marrying relationship banking with online convenience, Professional Bancorp seeks to boost recurring fee income while managing liquidity and capital requirements, yet must stay vigilant about regulatory capital ratios and the layered stress-testing, reporting, and consumer protection rules that accompany its status as a state-chartered lender. For additional context, view live SEC filings on Earnings Feed.