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ISSUER//CIK 0000357105

CENTURY SOUTH BANKS INC

SIC 6021National Commercial Banksoperating

Exchange

Entity type

operating

Fiscal year end

Dec 31

Headquarters

GA

Research Summary

AI-assisted · Grounded in filings

Updated Nov 24, 2025

CENTURY SOUTH BANKS INC

Century South Banks Inc., operating under the national commercial banks umbrella with an SIC legacy rooted in depository institutions, continues to serve a regional clientele with a suite of core products that blend commercial lending, deposit services, and treasury management aimed at small to mid-sized businesses and community consumers seeking relationship-driven banking. With a history of portfolio discipline, it emphasizes cash-flow sensitive lending, now more than ever aligned with stringent federal oversight, capital adequacy mandates, and heightened interest-rate risk monitoring that national banks face; the latest publicly available disclosure remains the Form 10-Q filed November 1999, underscoring how critical regulatory scrutiny and transparency are for investors watching profitability against economic cycles. Although no ticker symbol has been assigned, the firm’s CIK 357105 anchors its identity in the SEC universe, and stakeholders keep a watchful eye on compliance with the National Credit Union Administration-style chartering framework to limit concentration and liquidity risks—view live SEC filings on Earnings Feed.

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