NATIONAL CONSUMER COOPERATIVE BANK /DC/

NATIONAL CONSUMER COOPERATIVE BANK /DC/

National Consumer Cooperative Bank /DC/ operates within the Personal Credit Institutions spectrum (SIC 6111), providing member-focused financing solutions that combine cooperative principles with lending services tailored to small businesses and consumer cooperatives seeking flexible credit access; its core products include variable-rate lines of credit, term loans, and tailored cash management tools designed to support capital investment, working capital, and member liquidity in communities underserved by traditional banks. The institution targets cooperatives and their affiliated individuals, emphasizing relationship banking, participatory governance, and reinvestment in cooperative economic development. Given the industry’s regulatory overlay and the bank’s unique charter, material risks stem from interest-rate volatility, liquidity management, and the need to maintain compliance with federal banking regulators while nurturing the cooperative capital base, which can be sensitive to changes in member capital contributions. The most recent disclosure with the SEC is a Form 10-Q filed in November 1999, underscoring the importance of monitoring ongoing filings for current financial health, especially through real-time dashboards like Earnings Feed, where live SEC filings can be reviewed.