FIRST REGIONAL BANCORP

FIRST REGIONAL BANCORP

First Regional Bancorp (CIK 356708), operating under SIC 6021 within the State Commercial Banks peer set, focuses on deposit gathering, commercial and agricultural lending, treasury management, and other cash-equivalent services tailored to the working capital cycles of rural and suburban small-to-midsize businesses plus their consumer and municipal counterparts, and it supplements that mix with advisory products suited to local estate planning and small institutional portfolios. The company derives its franchise value from community ties in its defined geography, yet remains mindful that rate volatility, loan credit concentrations, and compliance with state plus federal regulators such as the FDIC or state banking departments can swiftly erode margins or trigger enforcement action, a concern underscored by its most recent Form 8-K filed in December 1999. For anyone tracking how the bank navigates its regulated niche, view live SEC filings on Earnings Feed.