FIRSTMERIT CORP /OH/

FIRSTMERIT CORP /OH/

The bank formerly known as FIRSTMERIT CORP /OH/ built its reputation in the National Commercial Banks arena by extending a spectrum of deposit, loan, and treasury-management services to small and midsize businesses, municipalities, and individual consumers across Ohio and neighboring states, while leveraging its SIC heritage to balance traditional relationship banking with incremental digital conveniences; the franchise stewards commercial and consumer deposits into secured lending, interest-rate risk mitigation, and capital-market facilitation with a keen focus on credit underwriting and regulatory capital ratios. Its management monitors interest-rate sensitivity, credit migration, operational resilience, and compliance obligations tied to the Federal Reserve, OCC, and FDIC, especially as recent bodies of work stem from the Form 10-Q filed in November 1999, which discloses capital adequacy, liquidity stress scenarios, and exposure to loan concentrations amid evolving banking regulations. CIK 354869 anchors each disclosure, so visit Earnings Feed to view live SEC filings.