ZIONS COOPERATIVE MERCANTILE INSTITUTION

ZIONS COOPERATIVE MERCANTILE INSTITUTION

ZIONS COOPERATIVE MERCANTILE INSTITUTION, CIK 109378, operates within the banking landscape defined by SIC 6021 and delivers a full suite of commercial and consumer financial services—commercial lending, treasury management, deposit solutions, and wealth advisory—that support local businesses, nonprofit organizations, and retail clients primarily across the Intermountain West; its capital-light structure and cooperative heritage emphasize relationship banking, yet the company remains tightly regulated by federal and state banking authorities, making credit quality, interest-rate volatility, and compliance with capital adequacy rules the central material risks for shareholders and members alike; while the latest filing remains unknown, investors tracking liquidity changes or regulatory developments should weigh periodic reports in that context before drawing conclusions; view live SEC filings on Earnings Feed.